2 Onslow Lodge, 5 Charles Haller Street, London, SW2 2YP

UPRN:200000490331Flat/MaisonetteBeds -Built 1996-2002

LeaseholdCouncil Tax: Band DEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Onslow Lodge, 5 Charles Haller Street, London, SW2 2YP

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£505,000

£480k - £530kHigh

Estimate

£505k

Range

£480k – £530k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

7.95%

Verdict

Derived from HomePortfolio scores

2 Onslow Lodge earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 28Bike 59

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 21% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge1.2/15
claims [AVM +20.8% (HIGH), sold-comps +1.5%, £/sqft +1.6%] → measured edge +0.25pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000490331· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.5%· as of 31 Oct 2026
Rental economics21.2/40
gross yield 8.0%; range width penalty ×0.90; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2650/mo (range 2450-2850)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin4.9/30
stressed cash flow +130/mo, +5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 71 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.7/15
475 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £310,000

£300,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,450-£2,850

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: £485/mo
Cash on cash: 4.4%
Score at this price: 42

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.96 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000490331Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 22.5%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 2650/mo (range 2450-2850)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2450-2850)
Rental economics needs verification before you rely on it
sale estimate 21% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Set your walk-away price before viewing - above £310,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£505,000

Rent Estimate (pcm)£2,650

Gross Yield7.95%

1y Growth-

3y Growth-1.0%

5y Growth-0.8%

10y Growth+0.1%

Last Sold Price£235,000 (2006-09-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SW2 2YP

Approval Rate

-12mo

Development

low

26/03165/DET
Approval of details pursuant to condition 10 (Transport and Traffic Monitoring) of planning permission ref : 25/03733/RG4 (Temporary use of part of Brockwell Park for Brockwell Live 2026 for up to 32 days (including wet weather buffer days), involving the installation and de-installation of temporary infrastructure including fencing, stages, lighting, public address (PA) systems and other temporary structures and ancillary works) granted on 26.02.2026.
Pending
26/AP/3148
Certificate of lawfulness (proposed) for the removal of the existing garage doors/screens and installation of a new external wall and full-width white-finished aluminium window within the recessed undercroft opening, set back by approximately 200mm from the principal front building line, with surrounding white-finished aluminium cladding, facilitating the incorporation of the former garage into habitable accommodation.
Pending
26/03120/FUL
Replacement of the shopfront with two windows and an entrance door to Flat 1 and the provision of a rear cycle storage.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.6%
Overseas OwnershipNo
Lease Term Remaining98 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-09-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£43,666

Population Density15,955 /km²

Owner Occupied27%

Age Distribution

0-15 22%16-64 72%65+ 6%

View Area Profile

Schools Nearby

Elm Court School
0.2 mi
-
Jubilee Primary School
0.2 mi
Good
Holy Trinity Church of England Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Holmewood Nursery School
0.3 mi
Outstanding

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Onslow Lodge, 5 Charles Haller Street
-
£470k
-
William Winter Court, 3 Charles Haller Street
-
£483k
-
William Winter Court, 3 Charles Haller Street
-
£393k
-
William Winter Court, 3 Charles Haller Street
-
£521k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN