Flat 22C, Fern Court, Drakefell Road, London, SE14 5SN

UPRN:200000552971Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: Band BEPC: C (73)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Flat 22C, Fern Court, Drakefell Road, London, SE14 5SN

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£344,000

£309k - £378kMedium

Estimate

£344k

Range

£309k – £378k

Rent Estimate (pcm)

£2,200

£2k - £2k

Monthly

£2,200

Yield

5.28%

Verdict

Derived from HomePortfolio scores

Flat 22C earns an INVESTIGATE rating with HP Score 80/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

69/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

84/ 100

High

Transit & Bike

Transit 50Bike 74

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-0.6/15
claims [AVM -45.3% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000552971· as of 9 Oct 2026
Rental economics2.2/40
gross yield 5.3%; range width penalty ×0.97
- valuation_snapshotsrent estimate 2200/mo (range 2100-2350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -622/mo, -28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 58 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity12.8/15
159 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£375,000£575,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£499,950

At the asking price

Monthly rent£2,200/mo

Evidenced range £2,100-£2,350

Interest rate5.4%

Loan to value75%

Cash required: £166,283
Net cash flow: -£164/mo
Cash on cash: -1.2%
Score at this price: 14

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000552971Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 2200/mo (range 2100-2350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2200/mo (range 2100-2350)
Stress margin needs verification before you rely on it
costs not disclosed by the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£344,000

Rent Estimate (pcm)£2,200

Gross Yield5.28%

1y Growth-

3y Growth-1.5%

5y Growth-2.4%

10y Growth+1.5%

Last Sold Price£415,000 (2018-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SE14 5SN

Approval Rate

-12mo

Development

low

26/AP/3185
Details of condition 5 (CEMP) pursuant to planning permission 24/AP/3545 (Change of use of part of the ground floor, the first and second floors from Class E (Business) to C3 (Residential) to create 1 x 3/4-bedroom maisonette external alterations including installation of a new shop front to ground floor shop, replacement of the existing windows and doors with new double glazed timber sash windows and doors , replacement of ground floor side elevation door with a timber door, reconstruction of rear wall, reinstatement of first floor front terrace and refurbishment of rear servicing area including new timber doors/gates.)
Pending
26/AP/3162
Construction of a first floor rear extension.
Pending
DC/26/145855
We are writing to give a 5 day notification of the removal of a dead Cherry tree located in the rear garden of 22 Arbuthnot Road
Pending

View Planning Timeline

Ownership

Corporate Ownership62.5%
Overseas OwnershipNo
Lease Term Remaining88 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2018-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£39,505

Population Density11,452 /km²

Owner Occupied48%

Age Distribution

0-15 17%16-64 73%65+ 10%

View Area Profile

Schools Nearby

Hollydale Primary School
0.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Edmund Waller Primary School
0.2 mi
Good
Haberdashers' Hatcham College
0.3 mi
-
Haberdashers' Hatcham Free School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Fern Court Drakefell Road
-
£295k
-
Fern Court Drakefell Road
-
£280k
-
Fern Court Drakefell Road
-
£227k
-
Fern Court Drakefell Road
-
£223k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN