2 Foss Garth, Wilberfoss, York, YO41 5RL

UPRN:200000618116Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band FEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Foss Garth, Wilberfoss, York, YO41 5RL

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£547,000

£520k - £575kHigh

Estimate

£547k

Range

£520k – £575k

Rent Estimate (pcm)

£1,800

£2k - £2k

Monthly

£1,800

Yield

3.93%

Verdict

Derived from HomePortfolio scores

2 Foss Garth earns an INVESTIGATE rating with HP Score 67/100. Investment score 47/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (34/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

47/ 100

Mixed

Crime Score

5/ 100

Low

Walkability

34/ 100

Mixed

Transit & Bike

Transit 9Bike 26

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.5% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000618116· as of 9 Oct 2026
Rental economics0/40
gross yield 3.9%; range width penalty ×0.70
- valuation_snapshotsrent estimate 1800/mo (range 1600-2050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,127/mo, -63% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 2 price cut(s), 391 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
116 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£412,500£632,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,800/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£610/mo
Cash on cash: -4.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000618116Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1800/mo (range 1600-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1800/mo (range 1600-2050)
Seller motivation could not be scored
context, not scored: 2 price cut(s), 391 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
2 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£547,000

Rent Estimate (pcm)£1,800

Gross Yield3.93%

1y Growth-

3y Growth-1.4%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price£380,000 (2008-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0YO41 5RL

Approval Rate

-12mo

Development

low

26/30454/CONDET
Submission of details required by Conditions 9 (Construction Traffic Management Plan), 19 (surface water and foul drainage) and 20 (surface water drainage) of planning permission 23/02292/STPLF
Pending
26/30384/CONDET
Submission of details required by Condition 2 (scheme for the discharge of surface water) of planning permission 22/03091/PLF
Approved
26/02299/LOBVAR
Application to modify the planning obligation in a Section 106 Legal Agreement dated 26 January 2026 relating to planning permission 23/02292/STPLF to modify Paragraph 2.8 of the First Schedule (Affordable Housing)
Pending

View Planning Timeline

Ownership

Corporate Ownership79.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-07-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density99 /km²

Owner Occupied85%

Age Distribution

0-15 19%16-64 54%65+ 27%

View Area Profile

Schools Nearby

Wilberfoss Church of England Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Martin's Church of England Voluntary Aided Primary School, Fangfoss
2.6 mi
Good
Sutton Upon Derwent Church of England Voluntary Controlled Primary School
2.7 mi
Report card2026
Ofsted no longer awards a single overall grade.
Elvington Church of England Voluntary Controlled Primary School
2.7 mi
Good

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Foss Garth
-
£380k
-
2 Foss Garth
-
£260k
-
3 Foss Garth
-
£127k
-
2 Foss Garth
-
£184k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN