45 Badgers Wood, Cottingham, HU16 5ST

UPRN:200000623897Detached House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band DEPC: C (70)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£252,000

£239k - £265kHigh

Estimate

£252k

Range

£239k – £265k

Rent Estimate (pcm)

£1,000

£900 - £1k

Monthly

£1,000

Yield

4.80%

Verdict

Derived from HomePortfolio scores

45 Badgers Wood earns an INVESTIGATE rating with HP Score 65/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

31/ 100

Mixed

Transit & Bike

Transit 5Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£249,900

At the asking price

Monthly rent£1,000/mo

Evidenced range £900-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £78,768
Net cash flow: -£151/mo
Cash on cash: -2.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£252,000

Rent Estimate (pcm)£1,000

Gross Yield4.80%

1y Growth+2.4%

3y Growth+1.4%

5y Growth+2.6%

10y Growth+2.8%

Last Sold Price£248,000 (2025-05-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HU16 5ST

Approval Rate

-12mo

Development

low

26/02909/TDD
TPO - COTTINGHAM NO. 63 - 2005 (REF 949) G1 - Remove 1 no. fallen Silver Birch due to storm damage
Pending
26/02834/TCA
COTTINGHAM CONSERVATION AREA - Crown lift 1 no. Sycamore tree to 7-8 metres as illustrated to allow more light and provide the tree with a more balanced canopy, and crown reduce 1 no. limb as illustrated back to the tree's natural canopy shape as the limb is leaning towards the property roof
Pending
26/02802/TCA
COTTINGHAM CONSERVATION AREA - Remove 2 no. Cypress trees (3 & 4) as they very invasive and dominate the area in terms of space, light and ground moisture
Pending

View Planning Timeline

Ownership

Corporate Ownership72.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2025-05-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density474 /km²

Owner Occupied80%

Age Distribution

0-15 17%16-64 56%65+ 27%

View Area Profile

Schools Nearby

Cottingham High School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Westfield Primary School
0.7 mi
Good
Hallgate Primary School Cottingham
0.8 mi
Good
Bacon Garth Primary School
1.0 mi
Good

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

45 Badgers Wood
-
£248k
-
21 Badgers Wood
-
£255k
-
46 Badgers Wood
-
£302k
-
43 Badgers Wood
-
£278k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN