Apple Garth, Hatkill Lane, Full Sutton, York, YO41 1HW

UPRN:200000636072-Beds -Built 2012-2021

Tenure: -Council Tax: Band FEPC: D (59)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Apple Garth, Hatkill Lane, Full Sutton, York, YO41 1HW

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£438,000

£350k - £525kLow

Estimate

£438k

Range

£350k – £525k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

2.68%

Verdict

Derived from HomePortfolio scores

Apple Garth earns an INVESTIGATE rating with HP Score 45/100. Investment score 40/100 reflects below-average fundamentals. Crime intensity is moderate. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

45/ 100

Mixed

Investment Score

40/ 100

Mixed

Crime Score

38/ 100

Elevated

Walkability

0/ 100

Low

Transit & Bike

Transit 5Bike 17

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 2.7%; range width penalty ×0.81
- valuation_snapshotsrent estimate 1550/mo (range 1400-1700)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,923/mo, -124% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Risk & liquidity9.2/15
116 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£695,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,400-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £234,550
Net cash flow: -£1,273/mo
Cash on cash: -6.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.66 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1550/mo (range 1400-1700)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1400-1700)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£438,000

Rent Estimate (pcm)£1,550

Gross Yield2.68%

1y Growth+44.0%

3y Growth-1.4%

5y Growth+0.5%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0YO41 1HW

Approval Rate

-12mo

Development

low

26/30297/CONDET
Submission of details required by Condition 2 (foul and surface water) of planning permission 25/01716/PLF
Approved
26/00154/PLB
Listed Building Consent for erection of single storey extension to rear following demolition of existing external kitchen wall
Pending
26/00153/PLF
Erection of single storey extension to rear following demolition of existing wall
Pending

View Planning Timeline

Ownership

Corporate Ownership79.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,881

Population Density81 /km²

Owner Occupied83%

Age Distribution

0-15 13%16-64 71%65+ 16%

View Area Profile

Schools Nearby

St Martin's Church of England Voluntary Aided Primary School, Fangfoss
1.9 mi
Good
Stamford Bridge Primary School
2.0 mi
-
Bugthorpe Church of England Voluntary Controlled Primary School
2.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wilberfoss Church of England Primary School
2.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Marton Hatkill Lane
-
£383k
-
Holly Tree Cottage The Green
-
£240k
-
Corner Farm Hatkill Lane
-
£266k
-
Marton Hatkill Lane
-
£343k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN