Data freshness:●Listing· freshListing: fresh, refreshed today (2026-11-04T04:00:06.345886+00:00)●Price Paid· freshPrice Paid: fresh, refreshed 3d ago (2026-11-01T11:22:23.865599+00:00)●Planning· 2mo agoPlanning: ageing, refreshed 2mo ago (2026-09-15T07:21:06.188338+00:00)●EPC· 6mo agoEPC: stale, refreshed 6mo ago (2026-05-20T10:58:39.129138+00:00)●Risk· 5mo agoRisk: stale, refreshed 5mo ago (2026-06-18T00:00:00+00:00)●Connectivity· 1mo agoConnectivity: ageing, refreshed 1mo ago (2026-10-03T06:43:10.905825+00:00)●Amenities· 1mo agoAmenities: ageing, refreshed 1mo ago (2026-09-23T00:00:00+00:00)●Area· Census 2021Area: static reference data (Census 2021); authoritative and does not refresh●Council Tax· 4mo agoCouncil Tax: stale, refreshed 4mo ago (2026-07-03T07:41:16.386402+00:00)
HP Score
67
/ 100
Mixed
Verdict
today
Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate
Evidence
19 of 21 sources
Sale Estimate
£254,000
£229k - £280kMedium
Estimate
£254k
Range
£229k – £280k
Rent Estimate (pcm)
£1,400
£1k - £2k
Monthly
£1,400
Yield
8.40%
Verdict
Derived from HomePortfolio scores
The New Oak earns an INVESTIGATE rating with HP Score 67/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.
T1 Sweet Chestnut ? Crown Reduction Overall crown reduction of the sweet chestnut by approximately 2?3 metres, as indicated in the attached photograph, to reduce the overall size and spread of the crown whilst retaining the tree?s natural shape and form. All pruning to be carried out in accordance with good arboricultural practice, retaining a balanced crown and healthy growth.
Pending
26/01680/TWCA
T1 - Weeping Silver Birch - Full sympatheic crown reduction, prune back from house to create 1m clearance. Use this as a starting point and match in the rest of the crown, ideally keeping the same characteristics of the tree but just reduced. Thin out bits on the front and the garden side and rim to be 2.5m lift
Pending
26/01639/TWCA
T1 - Sweet Chestnut - crown reduction of up to 30%, returning the tree to the size and proportions of its previous reduction.
No registered title polygon, building footprint, or street match for this property yet.
Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN
Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN
Opportunity
Why this could be an opportunity
44
Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026
This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.
Check before relying on this score: the estimate sits 21% above the ask. It ranks after every home whose inputs are verified.
Valuation edge2.5/15
claims [AVM +21.3% (MEDIUM), sold-comps +35.3%, £/sqft +35.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
valuation_snapshotsestimate for 200000668293· as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.5%· as of 1 Nov 2026
Rental economics24.9/40
gross yield 8.4%; range width penalty ×0.91; the estimate this rent rides on sits 21% above the ask - check the rent describes the advertised home
valuation_snapshotsrent estimate 1400/mo (range 1300-1500)· as of 13 Oct 2026· verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin3.9/30
stressed cash flow +55/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 30 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
255 sales/12mo in area; valuation range width 20%
property_intelligencetransactions_12mo
4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.
Economics
What happens to your money
Price sensitivityScores 70+ up to £150,000
£150,000£230,000
The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.
Your assumptions
£200,000
At the asking price
£1,400/mo
Evidenced range £1,300-£1,500
5.4%
75%
Cash required
£62,800
Net cash flow
£294/mo
Cash on cash
5.6%
Score at this price
44
After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.07 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.
Evidence
Where every number comes from
valuation_snapshotsestimate for 200000668293Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 16.5%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 1400/mo (range 1300-1500)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 21% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert
Risks
What could kill this deal
Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1300-1500)
Rental economics needs verification before you rely on it
sale estimate 21% above the ask on the same snapshot - verify the rent describes this home
Plan
Before you offer
1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Set your walk-away price before viewing - above £150,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
4. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
Stress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026