6 Millers Court, Whitstable, CT5 4QB

UPRN:200000674180Flat/Maisonette2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: D (68)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£271,000

£244k - £298kMedium

Estimate

£271k

Range

£244k – £298k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

7.26%

Verdict

Derived from HomePortfolio scores

6 Millers Court earns an INVESTIGATE rating with HP Score 68/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

39/ 100

Elevated

Walkability

61/ 100

Moderate

Transit & Bike

Transit 14Bike 62

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 30% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +29.9% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000674180· as of 9 Oct 2026
Rental economics15.4/40
gross yield 7.3%; range width penalty ×0.85; the estimate this rent rides on sits 30% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1150/mo (range 1050-1250)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -86/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 90 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.9/15
399 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£142,500£218,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,250

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £155/mo
Cash on cash: 3.1%
Score at this price: 28

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.79 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000674180Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1150/mo (range 1050-1250)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1150/mo (range 1050-1250)
Rental economics needs verification before you rely on it
sale estimate 30% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£271,000

Rent Estimate (pcm)£1,150

Gross Yield7.26%

1y Growth-

3y Growth+0.4%

5y Growth+1.0%

10y Growth+2.9%

Last Sold Price£164,500 (2007-12-20)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT5 4QB

Approval Rate

-12mo

Development

low

CA/26/01782
T1) - Fraxinus excelsior - common ash, pollard.
Pending
CA/26/01760
T1-Oak tree, crown reduce tree by 1.5 metres in both height and lateral spread (15%) and shape in rear garden to bring it back into shape. T2- Apple tree, prune tree by up to 2 metres in height reducing epicormic growth (30%) and shape back into a parasol in rear garden.
Pending
CA/26/01740
T1 - To crown reduce Cordyline Palm tree by up to 2 metres in height (30%) to the lower heads and remove ivy from tree in front garden. Height before 7.5 M / height after 5.5 M T2 - To crown reduce Robinia tree by 1.6 metres (30%) in both height and lateral spread and shape lifting away from neighbours roof in rear garden as the tree is growing through the fence and over neighbouring properties roof. Crown before 7.2 m x 6.4 m / crown after 5.6 m x 4.8 m T3 - To sectionally fell to ground level Eucalyptus tree in rear garden and apply eco plugs to stump. The tree has become far too tall and thin and was not planted in a suitable place in the garden and is now damaging the fence. The client wishes to replace the tree with a smaller woody shrub T4 - To crown reduce Sycamore tree by 1.5 metres to previous points (25%) in both height and lateral spread and shape in rear garden to bring it back in to shape as per works carried out previously. Crown before 6 m x 6 m / crown after 4.5 m x 4.5 m
Pending

View Planning Timeline

Ownership

Corporate Ownership70.6%
Overseas OwnershipNo
Lease Term Remaining60 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2007-12-20
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,188

Population Density518 /km²

Owner Occupied70%

Age Distribution

0-15 19%16-64 60%65+ 21%

View Area Profile

Schools Nearby

Joy Lane Primary Foundation School
0.3 mi
Good
Whitstable Junior School
0.7 mi
-
St Alphege Church of England Infant School
0.7 mi
GoodImproving
Whitstable and Seasalter Endowed Church of England Junior School
0.8 mi
Outstanding

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Millers Court
-
£260k
-
The Windmill Millers Court
-
£993k
-
3 Millers Court
-
£230k
-
8 Millers Court
-
£190k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN