Isabel Mead Farm, Wingate Hill, Harbledown, Canterbury, CT2 9AJ

UPRN:200000675232Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: -EPC: D (66)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Isabel Mead Farm, Wingate Hill, Harbledown, Canterbury, CT2 9AJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,267,000

£1.20M - £1.33MHigh

Estimate

£1.27M

Range

£1.20M – £1.33M

Rent Estimate (pcm)

£5,700

£5k - £6k

Monthly

£5,700

Yield

5.28%

Verdict

Derived from HomePortfolio scores

Isabel Mead Farm earns an INVESTIGATE rating with HP Score 65/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (12/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

12/ 100

Low

Transit & Bike

Transit 6Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000675232· as of 9 Oct 2026
Rental economics1.9/40
gross yield 5.3%; range width penalty ×0.83
- valuation_snapshotsrent estimate 5700/mo (range 5150-6200)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,404/mo, -25% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 253 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
252 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£971,000£1,489,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,295,000

At the asking price

Monthly rent£5,700/mo

Evidenced range £5,150-£6,200

Interest rate5.4%

Loan to value75%

Cash required: £463,050
Net cash flow: -£424/mo
Cash on cash: -1.1%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000675232Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 5700/mo (range 5150-6200)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5700/mo (range 5150-6200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 253 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,267,000

Rent Estimate (pcm)£5,700

Gross Yield5.28%

1y Growth-

3y Growth-3.1%

5y Growth+0.3%

10y Growth+1.3%

Last Sold Price£810,000 (2020-07-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CT2 9AJ

Approval Rate

-12mo

Development

low

CA/26/01655
T24-Willow. Removal of tree located in the rear garden. T25-Sycamore, reduce tree in height by 25% located in the rear garden.
Pending
CA/26/01493
T1) Birch: Crown reduction. Reduce overall height by up to 2 metres and reduce lateral spread by up to 1 metre, T2) Beech: Crown reduction. Reduce overall height by up to 2 metres and reduce lateral spread by up to 1 metre, T3) Leylandii: Lateral reduction and crown lift. Reduce the lateral branches on the side facing the outbuilding footprint by approximately 2 metres and crown lift to provide 2 to 3 metres of clearance from ground level.
Approved
CA/26/01412
Two-storey detached dwelling.
Pending

View Planning Timeline