Anester Cottage, London Road, Upper Harbledown, Canterbury, CT2 9AN

UPRN:200000685305Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: -EPC: D (56)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Anester Cottage, London Road, Upper Harbledown, Canterbury, CT2 9AN

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£423,000

£381k - £466kMedium

Estimate

£423k

Range

£381k – £466k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

4.15%

Verdict

Derived from HomePortfolio scores

Anester Cottage earns an INVESTIGATE rating with HP Score 66/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 7Bike 26

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£550,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £183,800
Net cash flow: -£541/mo
Cash on cash: -3.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£423,000

Rent Estimate (pcm)£1,900

Gross Yield4.15%

1y Growth+14.3%

3y Growth-3.1%

5y Growth+0.3%

10y Growth+1.3%

Last Sold Price£385,000 (2025-01-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CT2 9AN

Approval Rate

100%12mo

Development

low

CA/26/01655
T24-Willow. Removal of tree located in the rear garden. T25-Sycamore, reduce tree in height by 25% located in the rear garden.
Pending
CA/26/01246
Removal of Conifer trees A & B on the tree diagram, one is dead. Please note, the chestnut tree (marked as C on the diagram and in the driveway photo) is to remain and will not be altered, located in the front garden.
Approved
CA/26/01223
Replacement windows to front elevation.
Approved

View Planning Timeline