2 Piccadilly Cottages, Station Road, Over Wallop, Stockbridge, SO20 8HP

UPRN:200000714069Terrace Property3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (36)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 Piccadilly Cottages, Station Road, Over Wallop, Stockbridge, SO20 8HP

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£377,000

£358k - £396kHigh

Estimate

£377k

Range

£358k – £396k

Rent Estimate (pcm)

£500

£400 - £650

Monthly

£500

Yield

1.50%

Verdict

Derived from HomePortfolio scores

2 Piccadilly Cottages earns an INVESTIGATE rating with HP Score 63/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

27/ 100

Low

Transit & Bike

Transit 7Bike 21

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -6.1% (HIGH), sold-comps -6.7%, £/sqft -6.7%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 200000714069· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 13.5%· as of 5 Oct 2026
Rental economics0/40
gross yield 1.5%; range width penalty ×0.40
- valuation_snapshotsrent estimate 500/mo (range 400-650)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,450/mo, -290% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
54 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£300,000£460,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£500/mo

Evidenced range £400-£650

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£1,004/mo
Cash on cash: -9.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.37 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000714069Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 11 comps, dispersion 13.5%Valuation edge · as of 5 Oct 2026
valuation_snapshotsrent estimate 500/mo (range 400-650)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 500/mo (range 400-650)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£377,000

Rent Estimate (pcm)£500

Gross Yield1.50%

1y Growth-

3y Growth+2.8%

5y Growth+0.7%

10y Growth+1.6%

Last Sold Price£73,000 (1997-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1SO20 8HP

Approval Rate

100%12mo

Development

low

26/02400/FULLN
To create two separate dwellings from one single dwelling (Retrospective)
Pending
26/02108/FULLN
Change of existing lawful C3 Ancillary Annex to Self-Contained Holiday Let Accommodation
Pending
26/02110/VARN
Variation of conditions 02 (approved plans) and 04 (Rewording of condition) of 26/00715/FULLN (Part conversion and part retrospective change of use of vehicle repair garage (Class B2) to veterinary practice (Class E), replacement of garage doors with glazing doors and panels, insertion of window in north elevation, 2 windows in south elevation, and 1 window in west elevation) to allow central window on northern elevation to be changed to a doorway
Pending

View Planning Timeline

Ownership

Corporate Ownership71.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1997-07-18
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,314

Population Density36 /km²

Owner Occupied68%

Age Distribution

0-15 14%16-64 53%65+ 33%

View Area Profile

Schools Nearby

Wallop Primary School
0.7 mi
Report card2025
Ofsted no longer awards a single overall grade.
Grateley House School
2.3 mi
Good
Grateley Primary School
2.4 mi
Good
Broughton Primary School
3.3 mi
Good

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bethany Cottage
-
£411k
-
Piccadilly Cottage
-
£567k
-
Bethany Cottage
-
£375k
-
Piccadilly Cottage
-
£470k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN