12 St Christophers Drive, Oundle, Peterborough, PE8 4HU

UPRN:200000736062Detached House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: C (71)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

12 St Christophers Drive, Oundle, Peterborough, PE8 4HU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£613,000

£582k - £644kHigh

Estimate

£613k

Range

£582k – £644k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

17.83%

Verdict

Derived from HomePortfolio scores

12 St Christophers Drive earns an INVESTIGATE rating with HP Score 63/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 5Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£175,000-£180,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,350-£2,800

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: £1,209/mo
Cash on cash: 26.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£613,000

Rent Estimate (pcm)£2,600

Gross Yield17.83%

1y Growth-

3y Growth+1.5%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£450,000 (2019-07-18)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0PE8 4HU

Approval Rate

-12mo

Development

low

26/03095/AOC
Discharge of Condition 10 (Archaeological Evaluation and Excavation Report) pursuant to NE/23/01055/FUL
Pending
26/02872/TCA
Fell Apple tree (T1) and Willow tree (T2) to ground level.
Pending
26/02843/AOC
Biodiversity Net Gain details approval persuant to 26/00725/FUL
Pending

View Planning Timeline