1 Whittlesea Terrace, Woodford, Kettering, NN14 4JA

UPRN:200000742496Detached House4 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (74)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

1 Whittlesea Terrace, Woodford, Kettering, NN14 4JA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£472,000

£448k - £495kHigh

Estimate

£472k

Range

£448k – £495k

Rent Estimate (pcm)

£1,950

£2k - £2k

Monthly

£1,950

Yield

4.46%

Verdict

Derived from HomePortfolio scores

1 Whittlesea Terrace earns an INVESTIGATE rating with HP Score 64/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

17/ 100

Moderate

Walkability

28/ 100

Low

Transit & Bike

Transit 8Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£525,000

At the asking price

Monthly rent£1,950/mo

Evidenced range £1,800-£2,100

Interest rate5.4%

Loan to value75%

Cash required: £175,050
Net cash flow: -£422/mo
Cash on cash: -2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£472,000

Rent Estimate (pcm)£1,950

Gross Yield4.46%

1y Growth-

3y Growth-0.6%

5y Growth+1.4%

10y Growth+3.5%

Last Sold Price£290,000 (2016-06-10)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NN14 4JA

Approval Rate

-12mo

Development

low

26/02988/AOC
Discharge of Condition 2 (Materials) pursuant to NE/25/00531/FUL
Pending
26/02955/VAR
Variation of condition 6 of orignal planning application 17/01026/REM to allow for improved visual safety and access and alterations to materials.
Pending
26/02963/NMA
Non material amendment of original planning application EN/89/1281 for the approval to replace existing 1st floor windows to front elevation with painted traditional timber sash windows with clear double glazing
Pending

View Planning Timeline