20 Summerhill House, Charmouth Road, Lyme Regis, DT7 3DW

UPRN:200000764573Flat/Maisonette2 bedsBuilt 1991-1995

LeaseholdCouncil Tax: Band DEPC: C (78)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

20 Summerhill House, Charmouth Road, Lyme Regis, DT7 3DW

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£180,000

£171k - £189kHigh

Estimate

£180k

Range

£171k – £189k

Rent Estimate (pcm)

£550

£500 - £650

Monthly

£550

Yield

4.40%

Verdict

Derived from HomePortfolio scores

20 Summerhill House earns an INVESTIGATE rating with HP Score 77/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 20Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£150,000

At the asking price

Monthly rent£550/mo

Evidenced range £500-£650

Interest rate5.4%

Loan to value75%

Cash required: £46,800
Net cash flow: -£125/mo
Cash on cash: -3.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£180,000

Rent Estimate (pcm)£550

Gross Yield4.40%

1y Growth-30.3%

3y Growth-4.1%

5y Growth+0.3%

10y Growth+2.1%

Last Sold Price£250,000 (2015-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1DT7 3DW

Approval Rate

0%12mo

Development

low

P/LBC/2026/05919
External decorations, replacement signage; replacement double gate, entrance door along with incorporating festoon lighting within courtyard area
Pending
P/TRC/2026/06049
T2 (Species Unknown) - Reduce overhanging lateral branch to suitable growth points at boundary line. Tree in ownership of Cedar Cottage T4 & T5 (Species Unknown) - Fell. Trees in ownership of Cedar Cottage T6 & T7 (Species Unknown) - Fell. Tree in ownership of 5 East Cliff T8 Holm Oak - Reduce overhanging lateral branches to suitable growth points at boundary line. Tree in ownership of Cedar Cottage T10 & T11 Holm Oak - Fell. Trees in ownership of 5 East Cliff T12 Holm Oak - Crown lift up to 4m above ground level via the removal of secondary branches only, reduce lateral crown spread from approximately 10 to 8m cut back to suitable growth points and crown thin by 15% by selective pruning. Prune back lateral branches overhanging neighbouring property to a 1m structural clearance from the boundary wall.
Pending
P/HOU/2026/05826
Demolition of existing 2 storey extension, erection of new single storey extension and loft conversion
Pending

View Planning Timeline

Ownership

Corporate Ownership67%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2015-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density616 /km²

Owner Occupied61%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

St Michael's CofE Primary School, Lyme Regis
0.1 mi
Inspected as St Michael's Church of England Voluntary Aided Primary School, Lyme Regis (URN 113851) on 27 Apr 2022
The Woodroffe School
0.7 mi
Good
Mrs Ethelston's CofE Primary Academy
1.2 mi
Good
Charmouth Primary School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Summerhill House Charmouth Road
-
£200k
-
Summerhill House Charmouth Road
-
£350k
-
Providence Charmouth Road
-
£675k
-
Summerhill House Charmouth Road
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN