23 Summerhill House, Charmouth Road, Lyme Regis, DT7 3DW

UPRN:200000764576Flat/Maisonette2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

23 Summerhill House, Charmouth Road, Lyme Regis, DT7 3DW

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£287,000

£273k - £302kHigh

Estimate

£287k

Range

£273k – £302k

Rent Estimate (pcm)

£900

£800 - £1k

Monthly

£900

Yield

5.40%

Verdict

Derived from HomePortfolio scores

23 Summerhill House earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

71/ 100

High

Transit & Bike

Transit 20Bike 47

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 30% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +30.3% (HIGH), sold-comps +28.1%, £/sqft +28.1%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000764576· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 20.1%· as of 1 Nov 2026
Rental economics2.4/40
gross yield 5.4%; range width penalty ×0.76; the estimate this rent rides on sits 30% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 900/mo (range 800-1000)· as of 9 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this home· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -607/mo, -67% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 37 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity14.6/15
59 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£150,000£230,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£199,950

At the asking price

Monthly rent£900/mo

Evidenced range £800-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £62,785
Net cash flow: -£52/mo
Cash on cash: -1.0%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000764576Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 20.1%Valuation edge · as of 1 Nov 2026
valuation_snapshotsrent estimate 900/mo (range 800-1000)Rental economics · as of 9 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 30% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 800-1000)
Rental economics needs verification before you rely on it
sale estimate 30% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£287,000

Rent Estimate (pcm)£900

Gross Yield5.40%

1y Growth-30.3%

3y Growth-4.1%

5y Growth+0.3%

10y Growth+2.1%

Last Sold Price£230,000 (2012-05-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1DT7 3DW

Approval Rate

0%12mo

Development

low

P/TRC/2026/06049
T2 (Species Unknown) - Reduce overhanging lateral branch to suitable growth points at boundary line. Tree in ownership of Cedar Cottage T4 & T5 (Species Unknown) - Fell. Trees in ownership of Cedar Cottage T6 & T7 (Species Unknown) - Fell. Tree in ownership of 5 East Cliff T8 Holm Oak - Reduce overhanging lateral branches to suitable growth points at boundary line. Tree in ownership of Cedar Cottage T10 & T11 Holm Oak - Fell. Trees in ownership of 5 East Cliff T12 Holm Oak - Crown lift up to 4m above ground level via the removal of secondary branches only, reduce lateral crown spread from approximately 10 to 8m cut back to suitable growth points and crown thin by 15% by selective pruning. Prune back lateral branches overhanging neighbouring property to a 1m structural clearance from the boundary wall.
Pending
P/HOU/2026/05826
Demolition of existing 2 storey extension, erection of new single storey extension and loft conversion
Pending
P/FUL/2026/05658
Proposed demolition of existing dwelling and erection of replacement low energy dwelling
Pending

View Planning Timeline

Ownership

Corporate Ownership67%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2012-05-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,444

Population Density-

Owner Occupied61%

Age Distribution

0-15 15%16-64 54%65+ 31%

View Area Profile

Schools Nearby

St Michael's CofE Primary School, Lyme Regis
0.1 mi
Inspected as St Michael's Church of England Voluntary Aided Primary School, Lyme Regis (URN 113851) on 27 Apr 2022
The Woodroffe School
0.7 mi
Good
Mrs Ethelston's CofE Primary Academy
1.2 mi
Good
Charmouth Primary School
1.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 15 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Summerhill House Charmouth Road
-
£200k
-
Summerhill House Charmouth Road
-
£350k
-
Providence Charmouth Road
-
£675k
-
Summerhill House Charmouth Road
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN