42 Queens Drive, Stockport, SK4 3JW

UPRN:200000778653Detached House5 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band DEPC: C (73)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£896,000

£851k - £941kHigh

Estimate

£896k

Range

£851k – £941k

Rent Estimate (pcm)

£3,600

£3k - £4k

Monthly

£3,600

Yield

5.40%

Verdict

Derived from HomePortfolio scores

42 Queens Drive earns an INVESTIGATE rating with HP Score 63/100. Investment score 54/100 reflects moderate fundamentals. Walkability is limited (31/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021HM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

No data

Walkability

31/ 100

Mixed

Transit & Bike

Transit 30Bike 36

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [AVM +10.7% (HIGH), sold-comps +10.4%, £/sqft +10.4%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 200000778653· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.2%· as of 29 Oct 2026
Rental economics2.6/40
gross yield 5.4%; range width penalty ×0.81
- valuation_snapshotsrent estimate 3600/mo (range 3250-3950)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -859/mo, -24% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 71 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
388 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£600,000£920,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,600/mo

Evidenced range £3,250-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£208/mo
Cash on cash: -0.9%
Score at this price: 20

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000778653Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 13.2%Valuation edge · as of 29 Oct 2026
valuation_snapshotsrent estimate 3600/mo (range 3250-3950)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3600/mo (range 3250-3950)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 71 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£896,000

Rent Estimate (pcm)£3,600

Gross Yield5.40%

1y Growth-

3y Growth+1.1%

5y Growth+1.2%

10y Growth+3.1%

Last Sold Price£743,000 (2021-09-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK4 3JW

Approval Rate

-12mo

Development

low

DC/100478
Please refer to Tree Location Sketch Plan - Ref 001 and Tree A and Tree B photographs Description of Works Tree A - to reduce the bulk of the tree canopy by 40% in order to improve light into the property at No. 64 Cavendish Road which is suffering excessive shading. Description of Works Tree B - to reduce the height of tree by 40% and the bulk of the tree by 40% due to excessive shadowing being suffered in the gardens of No. 64 and No. 62 Cavendish Road. These works are to be undertaken by a qualified tree. HAR/CA14.
Pending
DC/100485
T1 - Reduce 1 ash tree coming in from the neighbouring property. T2 - re-pollard one sycamore tree at the bottom of the garden. T3 - removal of one fruit tree in poor health. HAR/CA21.
Pending
DC/100467
Discharge of conditions 2 and 3 of DC/099011
Pending

View Planning Timeline

Ownership

Corporate Ownership54%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-09-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,565

Population Density7,141 /km²

Owner Occupied87%

Age Distribution

0-15 22%16-64 61%65+ 17%

View Area Profile

Schools Nearby

Freshfield Nursery School
0.1 mi
Good
St Winifred's RC Primary School, a Voluntary Academy
0.1 mi
Inspected as St Winifred's Roman Catholic Primary School, Stockport (URN 106129) on 3 Dec 2024
Didsbury Road Primary School
0.3 mi
Good
Priestnall School
0.3 mi
Inspected as Priestnall School (URN 106133) on 29 Oct 2019

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Queens Drive
-
£746k
-
12 Queens Drive
-
£460k
-
20 Queens Drive
-
£405k
-
16 Queens Drive
-
£520k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN