Poachers Cottage, Naphill Common, Naphill, High Wycombe, HP14 4SU

UPRN:200000795495Detached HouseBeds -Built before 1900

FreeholdCouncil Tax: Band GEPC: E (40)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Poachers Cottage, Naphill Common, Naphill, High Wycombe, HP14 4SU

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£1,303,000

£1.04M - £1.56MLow

Estimate

£1.30M

Range

£1.04M – £1.56M

Rent Estimate (pcm)

£4,000

£4k - £5k

Monthly

£4,000

Yield

3.20%

Verdict

Derived from HomePortfolio scores

Poachers Cottage earns an INVESTIGATE rating with HP Score 70/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (30/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

30/ 100

Mixed

Transit & Bike

Transit 7Bike 21

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.2%; range width penalty ×0.68
- valuation_snapshotsrent estimate 4000/mo (range 3500-4550)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,518/mo, -88% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Risk & liquidity9.2/15
159 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£4,000/mo

Evidenced range £3,500-£4,550

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£2,293/mo
Cash on cash: -5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 4000/mo (range 3500-4550)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 4000/mo (range 3500-4550)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,303,000

Rent Estimate (pcm)£4,000

Gross Yield3.20%

1y Growth-

3y Growth-1.7%

5y Growth+1.3%

10y Growth+2.0%

Last Sold Price£730,000 (2003-06-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

1HP14 4SU

Approval Rate

-12mo

Development

low

PL/26/08416/FA
Householder application for the construction of a storey side extension, single storey front extension and internal re-arrangements.
Pending
PL/26/07172/FA
Single storey front and side extensions, extension of front drive, small shed and greenhouse to rear garden.
Pending
PL/26/07058/VRC
Variation of condition 1 attached to planning permission 03/07074/VCDN (Variation of condition 1 of planning permission 03/05777/VCDN to allow permanent use within existing permitted opening hours) to allow premises to be permitted to open between 16:30 to 21:00 Monday to Sunday, including Bank Holidays
Pending

View Planning Timeline

Ownership

Corporate Ownership73.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-06-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,937

Population Density289 /km²

Owner Occupied91%

Age Distribution

0-15 13%16-64 56%65+ 31%

View Area Profile

Schools Nearby

Naphill and Walters Ash School
0.4 mi
Good
Speen CofE VA School
1.2 mi
-
Hughenden Primary School
1.4 mi
Inspected as Hughenden Primary School (URN 110328) on 17 May 2022
St John's Church of England Primary School, Lacey Green
1.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Forge Cottage Naphill Common
-
£600k
-
Little Heysham Naphill Common
-
£740k
-
Hideaway Naphill Common
-
£875k
-
Little Heysham Naphill Common
-
£950k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN