Mill House, Cuddington Mill Lane, Cuddington, Malpas, SY14 7BQ

UPRN:200000829526Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: -EPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Mill House, Cuddington Mill Lane, Cuddington, Malpas, SY14 7BQ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,245,000

£1.18M - £1.31MHigh

Estimate

£1.25M

Range

£1.18M – £1.31M

Rent Estimate (pcm)

£5,500

£5k - £6k

Monthly

£5,500

Yield

5.28%

Verdict

Derived from HomePortfolio scores

Mill House earns an INVESTIGATE rating with HP Score 55/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

55/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 2Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 200000829526· as of 13 Oct 2026
Rental economics1.9/40
gross yield 5.3%; range width penalty ×0.84
- valuation_snapshotsrent estimate 5500/mo (range 5000-6000)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,361/mo, -25% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 84 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
59 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£937,500£1,437,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£5,500/mo

Evidenced range £5,000-£6,000

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£411/mo
Cash on cash: -1.1%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000829526Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 5500/mo (range 5000-6000)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5500/mo (range 5000-6000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 84 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,245,000

Rent Estimate (pcm)£5,500

Gross Yield5.28%

1y Growth-

3y Growth-2.0%

5y Growth+3.5%

10y Growth+2.7%

Last Sold Price£118,000 (2000-06-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0SY14 7BQ

Approval Rate

-12mo

Development

low

25/02962/DIS
Discharge of condition 3 (materials) of planning permission 25/01005/FUL
Pending
25/01796/FUL
Addition of two dormer windows to side (south) elevation.
Approved
25/01615/FUL
Erection of detached oak framed double garage
Approved

View Planning Timeline

Ownership

Corporate Ownership73.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2000-06-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

23 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,391

Population Density70 /km²

Owner Occupied79%

Age Distribution

0-15 20%16-64 57%65+ 23%

View Area Profile

Schools Nearby

Shocklach Oviatt CofE Primary School
1.6 mi
-
Malpas Alport Endowed Primary School
2.0 mi
Report card2025
Ofsted no longer awards a single overall grade.
Bishop Heber High School
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Tilston Parochial CofE Primary Academy
2.5 mi
Inspected as Tilston Parochial CofE Primary School (URN 111284) on 19 Oct 2022

3 of 7 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

New House Farm
-
£375k
-
Mill Cottage
-
£363k
-
The Old Dairy
-
£750k
-
Greenfields Cottage
-
£347k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN