Bank Farm, Whitchurch Road, Tiverton, Tarporley, CW6 9NA

UPRN:200000830578Detached HouseBeds -Built before 1900

Tenure: -Council Tax: Band GEPC: E (41)

Data freshness:Listing· freshPrice Paid· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Bank Farm, Whitchurch Road, Tiverton, Tarporley, CW6 9NA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£833,000

£666k - £999kLow

Estimate

£833k

Range

£666k – £999k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

2.31%

Verdict

Derived from HomePortfolio scores

Bank Farm earns an INVESTIGATE rating with HP Score 58/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

7/ 100

Low

Transit & Bike

Transit 8Bike 21

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge2.5/15
claims [sold-comps +4.8%, £/sqft +4.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; AVM excluded (estimate confidence LOW below scoring floor)
estimate confidence LOW below scoring floor · snapshot 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 24.8%· as of 12 Oct 2026
Rental economics0/40
gross yield 2.3%; range width penalty ×0.67
- valuation_snapshotsrent estimate 2650/mo (range 2300-3000)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,983/mo, -150% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity9.2/15
146 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,031,000£1,581,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,375,000

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,300-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £495,050
Net cash flow: -£2,806/mo
Cash on cash: -6.8%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.57 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 24.8%Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 2650/mo (range 2300-3000)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2650/mo (range 2300-3000)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 52 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£833,000

Rent Estimate (pcm)£2,650

Gross Yield2.31%

1y Growth-

3y Growth-6.1%

5y Growth-1.5%

10y Growth+1.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2CW6 9NA

Approval Rate

-12mo

Development

low

26/02977/S73
Variation of Conditions 2 (Approved Plans) and 3 (External Lighting Hours of Operation) of planning permission 12/05639/FUL - The re-use of an existing grass area with an all-weather training pitch erecting 4 no. 10metre high lighting columns and lamps. (In conjunction with the renewal and replacement of the existing all weather pitch and fitting new lamps to the existing 6 lights).
Pending
26/02767/FUL
Retrospective approval sought for the erection of 2no. padel courts with associated fence enclosures, lighting and parthway to the rear of the sports clubhouse
Pending
26/02459/106
Application for the modification of the Section 106 dated 18th March 2015 relating to the number of dwellings, housing mix, affordable housing position, completed scheme differences and collaborative engagement of applications 18/00637/REM & 13/04149/OUT
Pending

View Planning Timeline