13 Spruce Lane, Ulceby, DN39 6UJ

UPRN:200000881080Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band AEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£196,000

£186k - £205kHigh

Estimate

£196k

Range

£186k – £205k

Rent Estimate (pcm)

£750

£700 - £850

Monthly

£750

Yield

5.00%

Verdict

Derived from HomePortfolio scores

13 Spruce Lane earns an INVESTIGATE rating with HP Score 67/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (39/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

39/ 100

Mixed

Transit & Bike

Transit 11Bike 29

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£180,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£850

Interest rate5.4%

Loan to value75%

Cash required: £56,400
Net cash flow: -£88/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£196,000

Rent Estimate (pcm)£750

Gross Yield5.00%

1y Growth-

3y Growth+0.3%

5y Growth-4.3%

10y Growth+3.4%

Last Sold Price£160,000 (2021-06-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DN39 6UJ

Approval Rate

-12mo

Development

low

PA/2026/799
Listed building consent to repair and reinstate a section of boundary wall on a like for like basis following collapse
Pending
PA/2026/527
Planning permission to erect a side and rear extension and internal alterations
Pending
PA/2026/252
Application for approval of reserved matters (access, appearance, landscaping, layout and scale) pursuant to hybrid/outline planning permission PA/2022/628 for 85 dwellings
Conditions

View Planning Timeline