Flat 2, Elaine Court, Elaine Avenue, Rochester, ME2 2YR

UPRN:200000895818Purpose Built Flat2 bedsBuilt 1950-1966

LeaseholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 2, Elaine Court, Elaine Avenue, Rochester, ME2 2YR

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£183,000

£165k - £201kMedium

Estimate

£183k

Range

£165k – £201k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

8.12%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 67/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (50/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

24/ 100

Moderate

Walkability

50/ 100

Moderate

Transit & Bike

Transit 21Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£170,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,050-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £53,200
Net cash flow: £222/mo
Cash on cash: 5.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.00 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£183,000

Rent Estimate (pcm)£1,150

Gross Yield8.12%

1y Growth-

3y Growth+0.0%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£105,000 (2006-06-16)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME2 2YR

Approval Rate

-12mo

Development

low

MC/26/2076
Change of use of existing dwellinghouse (Class C3) to a 7-bedroom 7-person house in multiple occupation (Class C4) together with construction of single storey side extensions, a single storey rear extension, partial first floor extension over existing garage and conversion of garage into habitable room with associated bin/cycle store and internal and external alterations
Pending
MC/26/2030
Construction of a single storey side extension and detached garage to front - demolition of existing garage and workshop
Pending
MC/26/2024
Construction of a two storey extension side/rear along with a single storey extension to rear
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining128 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2006-06-16
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density7,560 /km²

Owner Occupied53%

Age Distribution

0-15 28%16-64 61%65+ 11%

View Area Profile

Schools Nearby

Elaine Primary School
0.1 mi
Good
Cedar Children's Academy
0.3 mi
Inspected as Cedar Primary School (URN 118457) on 11 Jun 2015
Leigh Academy Strood
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Bligh Primary School (Infants)
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

2 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Elaine Court Elaine Avenue
-
£185k
-
Elaine Court Elaine Avenue
-
£175k
-
Elaine Court Elaine Avenue
-
£103k
-
Elaine Court Elaine Avenue
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN