47 Station Road, Strood, Rochester, ME2 4BL

UPRN:200000897536End Terrace House2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band BEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

47 Station Road, Strood, Rochester, ME2 4BL

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£244,000

£232k - £256kHigh

Estimate

£244k

Range

£232k – £256k

Rent Estimate (pcm)

£1,250

£1k - £1k

Monthly

£1,250

Yield

6.00%

Verdict

Derived from HomePortfolio scores

47 Station Road earns an INVESTIGATE rating with HP Score 75/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (83/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

83/ 100

High

Transit & Bike

Transit 23Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is held on a lease but the UPRN is valued as a freehold house - the listing is likely a unit within the building

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,250/mo

Evidenced range £1,200-£1,350

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £22/mo
Cash on cash: 0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.48 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£244,000

Rent Estimate (pcm)£1,250

Gross Yield6.00%

1y Growth-

3y Growth+0.0%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£215,000 (2018-11-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0ME2 4BL

Approval Rate

-12mo

Development

low

MC/26/2088
Listed building consent for removal of an existing sash window within staircase and replacement of an existing casement window within staircase of No.1
Pending
MC/26/2083
Listed building consent for new internal wall opening between rooms on the second floor
Pending
MC/26/2079
Erection of EV charging canopy and associated works
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsNone
Lease TypeFreehold
Last Ownership Change2018-11-30
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied50%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

English Martyrs' Catholic Primary School
0.2 mi
Inspected as English Martyrs' Catholic Primary School (URN 118766) on 12 Jul 2023
All Faiths Children's Academy
0.2 mi
Good
St Nicholas CEVC Primary School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Gordons Children's Academy, Junior
0.5 mi
Good

4 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

50 Station Road
-
£240k
-
47 Station Road
-
£215k
-
49 Station Road
-
£108k
-
50 Station Road
-
£89k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN