4 Topley Drive, High Halstow, Rochester, ME3 8BX

UPRN:200000900897Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band EEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

4 Topley Drive, High Halstow, Rochester, ME3 8BX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£456,000

£433k - £479kHigh

Estimate

£456k

Range

£433k – £479k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

4.66%

Verdict

Derived from HomePortfolio scores

4 Topley Drive earns an INVESTIGATE rating with HP Score 67/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (29/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

15/ 100

Moderate

Walkability

29/ 100

Low

Transit & Bike

Transit 8Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,500-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£292/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.15 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£456,000

Rent Estimate (pcm)£1,650

Gross Yield4.66%

1y Growth-

3y Growth-0.1%

5y Growth+1.7%

10y Growth+3.7%

Last Sold Price£174,995 (2002-06-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME3 8BX

Approval Rate

-12mo

Development

low

TPA/26/2046
T01 Weeping Willow -crown lift to 3 m for pedestrian clearance., crown lift to 5.2 m for highway clearance. Remove deadwood - less than 25 mm. Prune clear of building to give 3m clearance / Pruning back to previous pruning points (Removing up to 3m, retaining 6.5m)
Pending
MC/26/1791
Construction of a single storey rear extension, demolition of existing extension.
Pending
MC/26/1476
Demolition of existing conservatory and rear extensions and the construction of a replacement single-storey rear extension, front dormer roof extension with triple-pitched roof, associated roof alterations and internal remodelling.
Rejected

View Planning Timeline