71 Otterham Quay Lane, Rainham, Gillingham, ME8 8NE

UPRN:200000902158Terrace Property3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

71 Otterham Quay Lane, Rainham, Gillingham, ME8 8NE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£280,000

£266k - £294kHigh

Estimate

£280k

Range

£266k – £294k

Rent Estimate (pcm)

£1,350

£1k - £1k

Monthly

£1,350

Yield

6.48%

Verdict

Derived from HomePortfolio scores

71 Otterham Quay Lane earns an INVESTIGATE rating with HP Score 71/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (37/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

37/ 100

Mixed

Transit & Bike

Transit 13Bike 31

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£250,000

At the asking price

Monthly rent£1,350/mo

Evidenced range £1,250-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £78,800
Net cash flow: £91/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£280,000

Rent Estimate (pcm)£1,350

Gross Yield6.48%

1y Growth-

3y Growth-0.5%

5y Growth+1.6%

10y Growth+3.1%

Last Sold Price£225,000 (2016-11-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME8 8NE

Approval Rate

-12mo

Development

low

MC/26/2072
Details pursuant to condition 26 (Remediation implementation) on planning permission MC/18/1796 - Outline planning application (all matters reserved except access) for the development of up to 202 residential dwellings (Use Class C3), open space, landscaping (including Sustainable Urban Drainage), access, up to 455 car parking spaces and associated works
Pending
MC/26/2071
Details pursuant to condition 19 (Access link to the West) on planning permission MC/18/1796 - Outline planning application (all matters reserved except access) for the development of up to 202 residential dwellings (Use Class C3), open space, landscaping (including Sustainable Urban Drainage), access, up to 455 car parking spaces and associated works
Pending
MC/26/2059
Details pursuant to informative 3 (Biodiversity) on planning permission MC/25/1086 for construction of two detached buildings comprising of 4 self-contained assisted living units ancillary to existing care home - demolition of existing garage
Pending

View Planning Timeline

Ownership

Corporate Ownership62.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-11-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,857

Population Density-

Owner Occupied79%

Age Distribution

0-15 19%16-64 66%65+ 15%

View Area Profile

Schools Nearby

Riverside Primary School
0.1 mi
Good
Leigh Academy Rainham
0.2 mi
Good
St Margaret's Infant School
0.8 mi
Inspected as St Margaret's Infant School (URN 118464) on 22 Mar 2016
St Margaret's Church of England Junior School
0.8 mi
Good

6 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

69 Otterham Quay Lane
-
£325k
-
75 Otterham Quay Lane
-
£332k
-
87 Otterham Quay Lane
-
£285k
-
79 Otterham Quay Lane
-
£222k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN