Dobbins, Carters Lane, Wickham Bishops, Witham, CM8 3LF

UPRN:200000914371Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band GEPC: D (66)

Data freshness:Listing· freshPlanning· 6mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Dobbins, Carters Lane, Wickham Bishops, Witham, CM8 3LF

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,318,000

£1.25M - £1.38MHigh

Estimate

£1.32M

Range

£1.25M – £1.38M

Rent Estimate (pcm)

£4,650

£4k - £5k

Monthly

£4,650

Yield

4.46%

Verdict

Derived from HomePortfolio scores

Dobbins earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (20/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

20/ 100

Low

Transit & Bike

Transit 6Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£4,650/mo

Evidenced range £4,100-£5,200

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£1,000/mo
Cash on cash: -2.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,318,000

Rent Estimate (pcm)£4,650

Gross Yield4.46%

1y Growth-

3y Growth-0.4%

5y Growth+1.7%

10y Growth+3.2%

Last Sold Price£900,000 (2020-12-07)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CM8 3LF

Approval Rate

-12mo

Development

low

26/00730/DD
(TPO 05/76) T6 Birch - Fell down to ground level (Dead)
Pending
26/00714/HOUSE
Two-storey rear extension. Alterations to the existing roof to create habitable room, including raising the ridge height, addition of front and rear dormers and rooflights. Alterations to fenestration including additional cladding and change of materials, replacement front porch and removal of chimney.
Pending
26/00690/FUL
Erection of 3 no. dwellinghouses with associated detached garages, retention of the existing dwellinghouse with replacement garage, alterations to existing accesses, associated parking, landscaping and operational development (demolition of existing garage).
Pending

View Planning Timeline