31 Windsor Terrace, Corbridge, NE45 5BX

UPRN:200000920892End Terrace BungalowBeds -Built 1983-1990

LeaseholdCouncil Tax: Band CEPC: E (49)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£244,000

£220k - £269kMedium

Estimate

£244k

Range

£220k – £269k

Rent Estimate (pcm)

£600

£550 - £700

Monthly

£600

Yield

1.87%

Verdict

Derived from HomePortfolio scores

31 Windsor Terrace earns an INVESTIGATE rating with HP Score 78/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

61/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

67/ 100

Moderate

Transit & Bike

Transit 10Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -57.8% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 200000920892· as of 9 Oct 2026
Rental economics0/40
gross yield 1.9%; range width penalty ×0.70
- valuation_snapshotsrent estimate 600/mo (range 550-700)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,313/mo, -219% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 33 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
53 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£289,000£442,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£385,000

At the asking price

Monthly rent£600/mo

Evidenced range £550-£700

Interest rate5.4%

Loan to value75%

Cash required: £126,050
Net cash flow: -£884/mo
Cash on cash: -8.4%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.46 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200000920892Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 600/mo (range 550-700)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 600/mo (range 550-700)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 33 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£244,000

Rent Estimate (pcm)£600

Gross Yield1.87%

1y Growth-

3y Growth-4.8%

5y Growth+0.0%

10y Growth+3.2%

Last Sold Price£175,000 (2020-11-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE45 5BX

Approval Rate

-12mo

Development

low

26/03720/VARYCO
Variation of Condition 2 (Approved Plans) on approved application 26/02089/FUL in order to change gate size from 3.0m to 3.60m
Pending
26/03701/VARYCO
Variation of Condition 2 (approved plans) on approved application 25/01323/LBC in order to make minor changes to improve the functionality of both the internal and external spaces. The proposed amendments include relocating the porch to optimise the parking arrangement, installing a pedestrian gate, and making minor revisions to the fenestration and internal layout. The porch has also been slightly enlarged by 565mm, resulting in an additional 0.62sqm, to provide a much-needed cloak store
Pending
26/03663/FELTPO
Tree Preservation Order: T1 (Common Ash): Remove all deadwood exceeding 1m in length and/or 50mm in diameter, T2 (Common Ash): Fell tree, T4 (Sycamore Group): Sever and remove ivy growth to approximately 1m above ground level, T7 (Common Ash): Fell tree, T9 (Common Ash): Pollard to approximately 6m height, or alternatively reduce to a 4m habitat pole, T12 (Sycamore): Remove a single dead branch at approx 6m height and Area 13 - Fell four declining trees 2 Sycamores and 2 Ash trees
Pending

View Planning Timeline

Ownership

Corporate Ownership76.8%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2020-11-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density1,829 /km²

Owner Occupied78%

Age Distribution

0-15 15%16-64 50%65+ 35%

View Area Profile

Schools Nearby

Corbridge (VA) Church of England First School
0.3 mi
Good
Corbridge Middle School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Cambian Dilston College
1.3 mi
-
Beaufront First School
2.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

31 Windsor Terrace
-
£175k
-
32 Windsor Terrace
-
£145k
-
33 Windsor Terrace
-
£94k
-
31 Windsor Terrace
-
£350k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN