20A Wern Gifford, Pandy, Abergavenny, NP7 8RS

UPRN:200000947842Semi-Detached House3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: D (62)

Data freshness:Listing· freshPlanning· 2mo agoEPC· 3mo agoRisk· 2y agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

20A Wern Gifford, Pandy, Abergavenny, NP7 8RS

HP Score

/ 100

Strong

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£276,000

£262k - £290kHigh

Estimate

£276k

Range

£262k – £290k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

6.22%

Verdict

Derived from HomePortfolio scores

20A Wern Gifford earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)ONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

13/ 100

Low

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,300-£1,550

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: £58/mo
Cash on cash: 0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.54 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£276,000

Rent Estimate (pcm)£1,400

Gross Yield6.22%

1y Growth-

3y Growth+3.2%

5y Growth+3.7%

10y Growth+4.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

1NP7 8RS

Approval Rate

100%12mo

Development

low

26/24792/FUL
Single storey side extension to existing dwelling to accommodate new living room.
Approved
DM/2026/00871
Extension within criteria for single storey rear extension on a domestic property for permitted development. Roof covering to match existing neighbour extension adjacent. Brick walls to match existing brick on neighbour extension and on existing garage. Windows and doors to be white UPVC to match existing. Fascias and rainwater goods to match existing.
Approved
DM/2026/00752
Reserved Matters application (access, appearance, landscaping, layout and scale) pursuant to Outline consent DM/2024/01056.
Approved

View Planning Timeline