Marsh Cottage, The Hurst, Crouch, Borough Green, Sevenoaks, TN15 8SN

UPRN:200000959040Bungalow Property3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band FEPC: F (26)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Marsh Cottage, The Hurst, Crouch, Borough Green, Sevenoaks, TN15 8SN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

15 of 21 sources

Sale Estimate

£995,000

£945k - £1.04MHigh

Estimate

£995k

Range

£945k – £1.04M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

4.44%

Verdict

Derived from HomePortfolio scores

Marsh Cottage earns an INVESTIGATE rating with HP Score 57/100. Investment score 50/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

50/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 33Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,000,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,300-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £345,050
Net cash flow: -£813/mo
Cash on cash: -2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.10 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£995,000

Rent Estimate (pcm)£3,700

Gross Yield4.44%

1y Growth-

3y Growth-1.8%

5y Growth+0.9%

10y Growth+2.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TN15 8SN

Approval Rate

-12mo

Development

low

26/01656/RD
Details of condition 11 (Drainage Strategy) Pursuant to planning permission TM/25/02022/FL Demolition of agricultural barn and erection of 2no. residential dwellings with associated car barn, parking and landscaping
Approved
26/01603/FL
Section 73 application to vary condition 2 (Plans List) of planning permission TM/25/02022/FL (Demolition of agricultural barn and erection of 2no. residential dwellings with associated car barn, parking and landscaping) for minor amendments to the external elevations
Pending
26/01497/LDE
Lawful Development Certificate Existing: Construction of an access road and use by traffic to access Broadfield Farm and related land buildings
Approved

View Planning Timeline