17 Victoria Road, Walderslade, Chatham, ME5 9EN

UPRN:200000961462Semi-Detached House5 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band EEPC: D (68)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

17 Victoria Road, Walderslade, Chatham, ME5 9EN

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£418,000

£397k - £439kHigh

Estimate

£418k

Range

£397k – £439k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

5.71%

Verdict

Derived from HomePortfolio scores

17 Victoria Road earns an INVESTIGATE rating with HP Score 83/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (80/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

80/ 100

High

Transit & Bike

Transit 21Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£420,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £138,300
Net cash flow: -£33/mo
Cash on cash: -0.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£418,000

Rent Estimate (pcm)£2,000

Gross Yield5.71%

1y Growth-

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£245,000 (2007-04-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ME5 9EN

Approval Rate

-12mo

Development

low

26/02036/PDVLR
Prior Notification for Larger Home Extension (Part 1 Class A): Single storey rear extension to a depth of 4m, maximum roof height of 3.2m, and eaves height of 2.4m
Pending
26/503923/TPOA
Tree Preservation Order Application: T1 Cherry - Reduce tree all over by 3m - Crown Height from 18m to 15m - Crown Spread from 12m to 9m - due to over extended limbs to decrease risk of limb failure, T2 Hornbeam - Reduce tree all over by 4m - Crown Height from 12m to 8m - Crown Spread from 10m to 6m - reduce due to substantial lean towards property, reducing risk of tree uprooting. T3 Ash - Remove tree down to ground level - Crown Height 12m - Crown Spread 4m - remove tree due to signs of ash die back being present and tree being a low quality specimen, T4 Ash - Remove tree down to ground level - Crown Height 12m - Crown Spread 4m - remove tree due to signs of ash die back being present, tree being a low quality specimen and having substantial lean towards property.
Pending
26/01846/TPOC
1 x Silver Birch (applicants ref: T1 circled red) reduce canopy to appropriate growth points - height from 16m to 13m and radial spread from 3.5m to 2.5m - standing in Woodland W6 of Tree Preservation Order
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2007-04-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density2,813 /km²

Owner Occupied92%

Age Distribution

0-15 15%16-64 59%65+ 26%

View Area Profile

Schools Nearby

Tunbury Primary School
0.4 mi
Good
Walderslade Primary School
0.5 mi
GoodImproving
Oaklands School
0.6 mi
Good
St Thomas More Roman Catholic Primary School
0.7 mi
Inspected as St Thomas More Roman Catholic Primary School (URN 118769) on 15 Oct 2024

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Victoria Road
-
£300k
-
11 Victoria Road
-
£345k
-
13 Victoria Road
-
£230k
-
15 Victoria Road
-
£153k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN