3 Rubin Place, Kings Hill, West Malling, ME19 4RU

UPRN:200000965746Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (77)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

3 Rubin Place, Kings Hill, West Malling, ME19 4RU

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£1,200,000

£1.14M - £1.26MHigh

Estimate

£1.20M

Range

£1.14M – £1.26M

Rent Estimate (pcm)

£4,700

£4k - £5k

Monthly

£4,700

Yield

5.13%

Verdict

Derived from HomePortfolio scores

3 Rubin Place earns an INVESTIGATE rating with HP Score 76/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 9Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,100,000

At the asking price

Monthly rent£4,700/mo

Evidenced range £4,250-£5,200

Interest rate5.4%

Loan to value75%

Cash required: £385,050
Net cash flow: -£459/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,200,000

Rent Estimate (pcm)£4,700

Gross Yield5.13%

1y Growth-

3y Growth-1.2%

5y Growth+1.1%

10y Growth+2.1%

Last Sold Price£825,000 (2016-03-24)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0ME19 4RU

Approval Rate

-12mo

Development

low

26/01791/LDP
Lawful Development Certificate Proposed: Garage conversion and installation of a new window
Pending
26/01749/FL
Redevelopment of existing outdoor swimming pool and terrace, including replacement of existing plant building with a new pavilion style pool house (with pergola), new boundary walling, extended pool terrace area, outdoor bar and BBQ/cooking facility
Pending
26/01752/LDP
Lawful Development Certificate Proposed: Flat roof dormer extension to rear
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-03-24
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density3,172 /km²

Owner Occupied79%

Age Distribution

0-15 24%16-64 63%65+ 13%

View Area Profile

Schools Nearby

Kings Hill School Primary and Nursery
0.1 mi
OutstandingImproving
Valley Invicta Primary School At Kings Hill
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Discovery School
0.8 mi
Outstanding
Mereworth Community Primary School
1.6 mi
Good

5 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

3 Rubin Place
-
£825k
-
3 Rubin Place
-
£815k
-
5 Rubin Place
-
£650k
-
4 Rubin Place
-
£625k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN