1 Sherwoods, Maidstone Road, Blue Bell Hill, Chatham, ME5 9LT

UPRN:200000968745Terrace Property3 bedsBuilt 1983-1990

LeaseholdCouncil Tax: Band BEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

1 Sherwoods, Maidstone Road, Blue Bell Hill, Chatham, ME5 9LT

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£196,000

£186k - £205kHigh

Estimate

£196k

Range

£186k – £205k

Rent Estimate (pcm)

£1,050

£950 - £1k

Monthly

£1,050

Yield

6.63%

Verdict

Derived from HomePortfolio scores

1 Sherwoods earns an INVESTIGATE rating with HP Score 65/100. Investment score 58/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

58/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 7Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

advert has 1 bedrooms but the valuation snapshot describes 3 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£190,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £950-£1,100

Interest rate5.4%

Loan to value75%

Cash required: £59,600
Net cash flow: £86/mo
Cash on cash: 1.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.64 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£196,000

Rent Estimate (pcm)£1,050

Gross Yield6.63%

1y Growth-

3y Growth+1.4%

5y Growth+2.5%

10y Growth+3.3%

Last Sold Price£125,000 (2007-11-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningSignificant
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0ME5 9LT

Approval Rate

-12mo

Development

low

26/02036/PDVLR
Prior Notification for Larger Home Extension (Part 1 Class A): Single storey rear extension to a depth of 4m, maximum roof height of 3.2m, and eaves height of 2.4m
Pending
26/01846/TPOC
1 x Silver Birch (applicants ref: T1 circled red) reduce canopy to appropriate growth points - height from 16m to 13m and radial spread from 3.5m to 2.5m - standing in Woodland W6 of Tree Preservation Order
Pending
26/01726/RD
Details of condition 3 (CEMP) 4 (Landscaping) Pursuant to planning permission TM/22/02076/FL Conversion of 2no. existing workshops, store and stables to enable the creation of 5no. single storey dwellings (1 no. 2 bed and 4 no. 3 bed), as well as the demolition of a store, tack room and store/ WC, and formation of an orchard/ woodland trail and pond on land currently used as a paddock and menage at 148 Common Road
Pending

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2007-11-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

20 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,106

Population Density-

Owner Occupied90%

Age Distribution

0-15 17%16-64 61%65+ 22%

View Area Profile

Schools Nearby

Tunbury Primary School
0.8 mi
Good
Burham Church of England Primary School
1.1 mi
Good
Horsted Junior School
1.1 mi
Inspected as Horsted Junior School (URN 118477) on 13 Sep 2023
Horsted Infant School
1.1 mi
Inspected as Horsted Infant School (URN 118442) on 10 Oct 2023

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Sherwoods
-
£167k
-
3 Sherwoods
-
£165k
-
6 Sherwoods
-
£147k
-
5 Sherwoods
-
£119k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN