Holly Lodge, Stannage Lane, Churton, Chester, CH3 6LE

UPRN:200000990438Detached House6 bedsBuilt 1983-1990

FreeholdCouncil Tax: Band FEPC: D (65)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

Holly Lodge, Stannage Lane, Churton, Chester, CH3 6LE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£732,000

£658k - £805kMedium

Estimate

£732k

Range

£658k – £805k

Rent Estimate (pcm)

£2,750

£2k - £3k

Monthly

£2,750

Yield

9.43%

Verdict

Derived from HomePortfolio scores

Holly Lodge earns an INVESTIGATE rating with HP Score 60/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (2/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

2/ 100

Low

Transit & Bike

Transit 3Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,450-£3,000

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: £723/mo
Cash on cash: 7.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.33 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£732,000

Rent Estimate (pcm)£2,750

Gross Yield9.43%

1y Growth-

3y Growth+1.6%

5y Growth+3.0%

10y Growth+3.3%

Last Sold Price£620,000 (2022-06-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3CH3 6LE

Approval Rate

33.3%12mo

Development

low

26/03350/CAT
2m crown reduction on a Hornbeam growing from the bottom of a rock face to reduce chance of failure
Pending
26/03289/CAT
1x Silver Birch - Section felled to ground level. 1x Silver Birch - Reduced back to existing pollard points to reduce chance of failure. 1x Beech - Reduced back to existing pollard points to reduce chance of failure.
Pending
26/03022/DIS
Discharge of condition 3 (materials) of 26/00250/FUL
Approved

View Planning Timeline

Ownership

Corporate Ownership69.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-06-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,391

Population Density203 /km²

Owner Occupied75%

Age Distribution

0-15 20%16-64 56%65+ 24%

View Area Profile

Schools Nearby

Farndon Primary School
1.0 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Holt's Community Primary School
1.6 mi
-
Darland High School
2.7 mi
-
St Peter's CIW Voluntary Controlled Primary School
2.8 mi
-

1 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Colwyn Stannage Lane
-
£382k
-
Elounda Stannage Lane
-
£1.00M
-
Ferry View Stannage Lane
-
£895k
-
Ferry View Stannage Lane
-
£895k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN