284 Church Road, Benfleet, SS7 3HL

UPRN:200000994410Bungalow Property2 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£467,000

£444k - £491kHigh

Estimate

£467k

Range

£444k – £491k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

4.93%

Verdict

Derived from HomePortfolio scores

284 Church Road earns an INVESTIGATE rating with HP Score 78/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (68/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

57/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

68/ 100

Moderate

Transit & Bike

Transit 10Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£238/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£467,000

Rent Estimate (pcm)£1,850

Gross Yield4.93%

1y Growth-

3y Growth-0.1%

5y Growth+1.5%

10y Growth+2.9%

Last Sold Price£74,500 (1999-10-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0SS7 3HL

Approval Rate

-12mo

Development

low

26/0573/ADV
Installation of 2No. illuminated advertising signs
Pending
26/0582/NOT
Upgrade to the existing base station comprising the removal of existing 3no antennas and 3no MHA to be replaced by the installation of 3no antennas and 3no MHA on proposed support poles. Installation of 3no Routers on existing supports, removal of 2no existing cabinets to be replaced by 2no proposed cabinets on existing concrete base. Reuse of existing equipment including the internal upgrade of existing cabinet, and all ancillary works thereto
Pending
26/0565/CLP
Erection of an outbuilding with roof height of 2.5m as Permitted Development as the family's garden lounge, storage and BBQ for a purpose incidental to the enjoyment of the dwellinghouse
Pending

View Planning Timeline