Bridge House, Spring Cottage Road, Overseal, Swadlincote, DE12 6NE

UPRN:200001039356Detached House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band CEPC: D (63)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Bridge House, Spring Cottage Road, Overseal, Swadlincote, DE12 6NE

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£297,000

£238k - £356kLow

Estimate

£297k

Range

£238k – £356k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

5.56%

Verdict

Derived from HomePortfolio scores

Bridge House earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 5Bike 52

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£205,000

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £64,400
Net cash flow: -£34/mo
Cash on cash: -0.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.37 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£297,000

Rent Estimate (pcm)£950

Gross Yield5.56%

1y Growth-

3y Growth+1.4%

5y Growth+1.3%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DE12 6NE

Approval Rate

-12mo

Development

low

26/01177/TPO
Works to 1no. group of mixed species trees (TPO284 /G22) as specified in the submitted Arboricultural Survey Report Ref: 685/22 Rev 0 (Protected by Tree Preservation Order 284)
Pending
26/01120/TPO
Works to fell 1no Lime tree and remove deadwood to 1no Lime tree (Protected by Tree Preservation Order 284)
Pending
DMOT/2026/0858
Approval of details required by conditions 3 (Coal mining), 4 (Coal mining) and 5 (Materials) of permission ref. DMPA/2021/1387 relating to Demolition of existing garage and outbuildings and erection of a dwelling at
Approved

View Planning Timeline

Ownership

Corporate Ownership75.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,252

Population Density-

Owner Occupied61%

Age Distribution

0-15 21%16-64 66%65+ 13%

View Area Profile

Schools Nearby

Overseal Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Albert Village Primary School
1.2 mi
Inspected as Albert Village Community Primary School (URN 119905) on 18 Sep 2013
Linton Primary School
1.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St George's CofE Primary School
1.4 mi
Inspected as St George's CofE Controlled Primary School (URN 112860) on 9 Jul 2019

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN