16 The Crescent, Malvern, WR14 4JG

UPRN:200001123762Detached House5 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band GEPC: C (74)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£968,000

£919k - £1.02MHigh

Estimate

£968k

Range

£919k – £1.02M

Rent Estimate (pcm)

£3,550

£3k - £4k

Monthly

£3,550

Yield

4.37%

Verdict

Derived from HomePortfolio scores

16 The Crescent earns an INVESTIGATE rating with HP Score 83/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is good (84/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

83/ 100

Strong

Investment Score

65/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

84/ 100

High

Transit & Bike

Transit 2Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£3,550/mo

Evidenced range £3,200-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: -£833/mo
Cash on cash: -3.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.08 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£968,000

Rent Estimate (pcm)£3,550

Gross Yield4.37%

1y Growth-

3y Growth-1.1%

5y Growth+0.7%

10y Growth+3.3%

Last Sold Price£790,000 (2020-11-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WR14 4JG

Approval Rate

-12mo

Development

low

M/26/01412/CAN
Fell one silver birch, as detailed on application form and in any accompanying information.
Approved
M/26/01411/CAN
Remove one conifer, as detailed on the application form and any other accompanying information.
Approved
M/26/01165/CAN
Fell two sycamores and seven hollies, as detailed on application form and in any accompanying information.
Approved

View Planning Timeline