North Brow, Ballsdown, Chiddingfold, Godalming, GU8 4XJ

UPRN:200001293048Detached HouseBeds -Built 1967-1975

Tenure: -Council Tax: Band GEPC: D (60)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

North Brow, Ballsdown, Chiddingfold, Godalming, GU8 4XJ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£1,175,000

£1.06M - £1.29MMedium

Estimate

£1.18M

Range

£1.06M – £1.29M

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

3.42%

Verdict

Derived from HomePortfolio scores

North Brow earns an INVESTIGATE rating with HP Score 69/100. Investment score 57/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (25/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

57/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

25/ 100

Low

Transit & Bike

Transit 5Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 10 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-0.6/15
claims [AVM -10.6% (MEDIUM)] → measured edge -0.12pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 200001293048· as of 12 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.66
- valuation_snapshotsrent estimate 3700/mo (range 3200-4200)· as of 12 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,895/mo, -78% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 10 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 35 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 10 Nov 2026
Risk & liquidity12.8/15
164 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£975,000£1,495,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,300,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,200-£4,200

Interest rate5.4%

Loan to value75%

Cash required: £465,050
Net cash flow: -£1,826/mo
Cash on cash: -4.7%
Score at this price: 12

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.84 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200001293048Valuation edge · as of 12 Oct 2026
valuation_snapshotsrent estimate 3700/mo (range 3200-4200)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 10 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 10 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3200-4200)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,175,000

Rent Estimate (pcm)£3,700

Gross Yield3.42%

1y Growth-

3y Growth-2.5%

5y Growth+0.1%

10y Growth+1.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

11GU8 4XJ

Approval Rate

88.9%12mo

Development

low

WA/2026/01997
Listed building consent for internal alterations including the creation of a new doorway partial removal of internal wall together with installation of a rear window.
Pending
WA/2026/01706
Erection of two storey extension and alterations to elevations and fenestrations together with garden retaining wall.
Pending
WA/2026/01707
Listed building consent for extensions and internal and external alterations and construction of retaining garden wall.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,326

Population Density-

Owner Occupied84%

Age Distribution

0-15 23%16-64 56%65+ 21%

View Area Profile

Schools Nearby

St Mary's Church of England Primary School
0.5 mi
Inspected as St Mary's CofE Aided Primary School (URN 125166) on 6 Dec 2012
King Edward's School Witley
1.8 mi
Inspected by ISI
St Dominic's School
1.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
Grayswood Church of England (Aided) Primary School
2.3 mi
Good

1 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Cherryhill Ballsdown
-
£1.28M
-
Woodmans Retreat Ballsdown
-
£1.90M
-
Broom House Ballsdown
-
£1.34M
-
Hideaway Ballsdown
-
£920k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN