Nubian Cottage, Tye Lane, Bramford, Ipswich, IP8 4JZ

UPRN:200001647729Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band EEPC: D (63)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Nubian Cottage, Tye Lane, Bramford, Ipswich, IP8 4JZ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,174,000

£1.12M - £1.23MHigh

Estimate

£1.17M

Range

£1.12M – £1.23M

Rent Estimate (pcm)

£5,300

£5k - £6k

Monthly

£5,300

Yield

5.09%

Verdict

Derived from HomePortfolio scores

Nubian Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

17/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 13Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 14 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -6.5% (HIGH), sold-comps -82.5%, £/sqft -82.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Nov 2026
- valuation_snapshotsestimate for 200001647729· as of 10 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 10.3%· as of 9 Nov 2026
Rental economics0.6/40
gross yield 5.1%; range width penalty ×0.84
- valuation_snapshotsrent estimate 5300/mo (range 4850-5800)· as of 10 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,508/mo, -28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 14 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 141 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 14 Nov 2026
Risk & liquidity14.6/15
140 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£937,500£1,437,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,250,000

At the asking price

Monthly rent£5,300/mo

Evidenced range £4,850-£5,800

Interest rate5.4%

Loan to value75%

Cash required: £445,050
Net cash flow: -£550/mo
Cash on cash: -1.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.26 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200001647729Valuation edge · as of 10 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 10 comps, dispersion 10.3%Valuation edge · as of 9 Nov 2026
valuation_snapshotsrent estimate 5300/mo (range 4850-5800)Rental economics · as of 10 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 14 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 14 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5300/mo (range 4850-5800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 141 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,174,000

Rent Estimate (pcm)£5,300

Gross Yield5.09%

1y Growth-

3y Growth-0.5%

5y Growth+0.0%

10y Growth+3.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0IP8 4JZ

Approval Rate

-12mo

Development

low

DC/26/04234
Discharge of Conditions Application for DC/21/04711 - Condition 7 (Noise Assessment)
Approved
DC/26/04174
Discharge of Conditions Application for DC/21/04711 - Condition 5 (Skylark / farmland bird compensation strategy) and 26 (Lemp to be agreed)
Approved
DC/26/03359
Discharge of Conditions Application for DC/21/04711 - Condition 25 (Archaeological Works)
Pending

View Planning Timeline

Ownership

Corporate Ownership71.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,507

Population Density-

Owner Occupied82%

Age Distribution

0-15 14%16-64 57%65+ 29%

View Area Profile

Schools Nearby

Somersham Primary School
1.0 mi
Good
Bramford Church of England Voluntary Controlled Primary School
1.6 mi
Good
Sproughton Church of England Primary School
2.3 mi
Inspected as Sproughton Church of England Voluntary Controlled Primary School (URN 124752) on 13 Nov 2014
Hintlesham and Chattisham Church of England Primary School
2.4 mi
Good

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Stable House Tye Lane
-
£415k
-
Tye Cottage Tye Lane
-
£390k
-
Stable House Tye Lane
-
£187k
-
Tye View Cottage Tye Lane
-
£130k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN