Flat A, 14 Chesham Place, London, SW1X 8HN

UPRN:200002321185Flat/Maisonette3 bedsBuilt 1976-1982

FreeholdCouncil Tax: -EPC: C (69)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat A, 14 Chesham Place, London, SW1X 8HN

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£4,983,000

£3.99M - £5.98MLow

Estimate

£4.98M

Range

£3.99M – £5.98M

Rent Estimate (pcm)

£22,100

£20k - £24k

Monthly

£22,100

Yield

4.42%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 75/100. Investment score 71/100 reflects strong fundamentals. Crime intensity is elevated. Walkability is excellent (98/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

71/ 100

High

Crime Score

62/ 100

Elevated

Walkability

98/ 100

Excellent

Transit & Bike

Transit 72Bike 74

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£6,000,000

At the asking price

Monthly rent£22,100/mo

Evidenced range £20,350-£23,800

Interest rate5.4%

Loan to value75%

Cash required: £2,435,050
Net cash flow: -£4,950/mo
Cash on cash: -2.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.09 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£4,983,000

Rent Estimate (pcm)£22,100

Gross Yield4.42%

1y Growth+231.0%

3y Growth+6.5%

5y Growth+8.8%

10y Growth+3.3%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2SW1X 8HN

Approval Rate

100%12mo

Development

low

26/07560/ADFULL
Partial discharge of Condition 5 of planning permission dated 03 April 2024 (RN: 23/08016/FULL) in relation to detailed drawings of the proposed fanlight window above the front entrance door. (Linked with 26/07638/ADLBC)
Pending
26/07563/FULL
Installation of metal balustrades at roof level and construction of enlarged roof access to facilitate use of second floor roof as a terrace.
Pending
26/07575/LBC
Alterations to entrance hall including insertion of new lobby doors.
Pending

View Planning Timeline