Flat A, 110 Woodstock Road, Oxford, OX2 7NF

UPRN:200002386680Flat/MaisonetteBeds -Built -

FreeholdCouncil Tax: -EPC: -

Data freshness:Listing· freshPlanning· 2mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat A, 110 Woodstock Road, Oxford, OX2 7NF

HP Score

/ 100

Strong

Verdict

5 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£777,000

£699k - £855kMedium

Estimate

£777k

Range

£699k – £855k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

7.46%

Verdict

Derived from HomePortfolio scores

Flat A earns an INVESTIGATE rating with HP Score 85/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (91/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

85/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

91/ 100

Excellent

Transit & Bike

Transit 29Bike 83

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 23% above the ask; lead to verify: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +23.4% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 200002386680· as of 13 Oct 2026
Rental economics16.7/40
gross yield 7.5%; range width penalty ×0.85; the estimate this rent rides on sits 23% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3700/mo (range 3350-4000)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin2.1/30
stressed cash flow +79/mo, +2% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 32 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.8/15
338 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£446,000£684,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£595,000

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,350-£4,000

Interest rate5.4%

Loan to value75%

Cash required: £199,550
Net cash flow: £553/mo
Cash on cash: 3.3%
Score at this price: 32

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.84 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200002386680Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 3700/mo (range 3350-4000)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_date

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3700/mo (range 3350-4000)
Rental economics needs verification before you rely on it
sale estimate 23% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£777,000

Rent Estimate (pcm)£3,700

Gross Yield7.46%

1y Growth-

3y Growth-4.3%

5y Growth-1.7%

10y Growth+0.6%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0OX2 7NF

Approval Rate

-12mo

Development

low

26/02664/FUL
Change of use of the vacant rear ground floor commercial (Use Class E) space to a 1no. 2-bed flat (Use Class C3). Insertion of 2no. windows to West elevation. Alteration to fenestrations. Provision of cycle and waste storage.
Pending
26/02650/ENT
Works to 1no. Laburnum tree as specified by Oxford Tree Surgeons in the North Oxford Victorian Suburb Conservation Area
Approved
26/02633/CAT
Works to 1no. Pyrus and 1no. Prunus tree as specified by Mr Haley in the North Oxford Victorian Suburb Conservation Area. T8 Pyrus sp - Formative Prune - Reduce height by up to 1.5m to appropriate pruning point. Minor pruning of lateral limbs to attain a rounded crown. T7 Prunus sp -Formative Prune - - Reduce height by up to 1m to appropriate pruning points. Minor pruning of lateral limbs to attain a rounded crown.
Pending

View Planning Timeline

Ownership

Corporate Ownership62.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,517

Population Density-

Owner Occupied58%

Age Distribution

0-15 19%16-64 62%65+ 19%

View Area Profile

Schools Nearby

St Clare's, Oxford
0.2 mi
Inspected by ISI
St Philip and James' Church of England Aided Primary School Oxford
0.3 mi
Good
St Aloysius' Catholic Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Edward's School
0.4 mi
Inspected by ISI

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

112 Woodstock Road
-
£1.60M
-
120 Woodstock Road
-
£2.83M
-
120 Woodstock Road
-
£2.31M
-
120 Woodstock Road
-
£1.57M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN