2 Stokesby Gardens, Lostock, Bolton, BL6 4QS

UPRN:200002554527Detached House5 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band HEPC: C (75)

Data freshness:Listing· freshPlanning· 3mo agoOwnership· freshEPC· 5mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

2 Stokesby Gardens, Lostock, Bolton, BL6 4QS

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£969,000

£920k - £1.02MHigh

Estimate

£969k

Range

£920k – £1.02M

Rent Estimate (pcm)

£4,450

£4k - £5k

Monthly

£4,450

Yield

5.48%

Verdict

Derived from HomePortfolio scores

2 Stokesby Gardens earns an INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

No data

Walkability

23/ 100

Low

Transit & Bike

Transit 17Bike 35

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£975,000

At the asking price

Monthly rent£4,450/mo

Evidenced range £4,100-£4,850

Interest rate5.4%

Loan to value75%

Cash required: £335,050
Net cash flow: -£210/mo
Cash on cash: -0.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.35 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£969,000

Rent Estimate (pcm)£4,450

Gross Yield5.48%

1y Growth-

3y Growth-0.4%

5y Growth+2.0%

10y Growth+3.4%

Last Sold Price£645,000 (2015-09-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BL6 4QS

Approval Rate

-12mo

Development

low

01959/26
ENLARGEMENT TO FIRST FLOOR REAR BALCONY TOGETHER WITH INSTALLATION OF BALUSTRADE, SCREENING AND PLANTERS
Pending
01926/26
DISCHARGE OF CONDITION 5 (ENERGY ASSESSMENT) ON APPLICATION 12807/21
Pending
01905/26
VARIATION OF CONDITIONS 2 (MANAGEMENT PLAN) AND 16 (APPROVED PLANS) ON APPLICATION 12807/26 TO INCLUDE NEW POND WITHIN APPROVED GARDEN AREA, MATERIAL TO PATHWAYS, STORAGE ROOM, GREENHOUSE, OUTDOOR SWIMMING POOL, PERGOLA AND SOFT LANDSCAPING
Pending

View Planning Timeline

Ownership

Corporate Ownership61.9%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2015-09-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,409

Population Density-

Owner Occupied92%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Lostock Primary School
0.7 mi
Inspected as Lostock Primary School (URN 105174) on 14 May 2024
Claypool Primary School
0.8 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Joseph's RC High School
1.1 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Clevelands Prep School
1.1 mi
Inspected by ISI

6 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Stokesby Gardens
-
£847k
-
8 Stokesby Gardens
-
£785k
-
2 Stokesby Gardens
-
£645k
-
12 Stokesby Gardens
-
£625k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN