Flat 2, 14 Victoria Street, Hereford, HR4 0AA

UPRN:200002603889Purpose Built Flat1 bedsBuilt before 1900

LeaseholdCouncil Tax: Band AEPC: E (47)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Flat 2, 14 Victoria Street, Hereford, HR4 0AA

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

20 of 21 sources

Sale Estimate

£95,000

£85k - £104kMedium

Estimate

£95k

Range

£85k – £104k

Rent Estimate (pcm)

£450

£400 - £500

Monthly

£450

Yield

1.55%

Verdict

Derived from HomePortfolio scores

Flat 2 earns an INVESTIGATE rating with HP Score 76/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (89/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

63/ 100

Moderate

Crime Score

36/ 100

Elevated

Walkability

89/ 100

Excellent

Transit & Bike

Transit 22Bike 77

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£347,500

At the asking price

Monthly rent£450/mo

Evidenced range £400-£500

Interest rate5.4%

Loan to value75%

Cash required: £112,925
Net cash flow: -£861/mo
Cash on cash: -9.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.38 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£95,000

Rent Estimate (pcm)£450

Gross Yield1.55%

1y Growth-

3y Growth-0.3%

5y Growth+1.6%

10y Growth+4.0%

Last Sold Price£64,000 (2019-11-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

2HR4 0AA

Approval Rate

100%12mo

Development

low

P263272/XA2
Application for approval of details reserved by condition 3 attached to listed building consent 262197.
Pending
P263196/K
T1: Sycamore, field Maple, Lilac - starting from the bin area following the boundary down the side of the building, cut back all trees from the building and light columns to give a clearance of 3-4m including lower stems from buddlia. T2: Pear - reduce in height by 2m and the side branches by 1m keeping shape. T3: Pear (opposite side to T2) - Reduce in height by approx 3m and side branches by approx 1. 5, leaving a good shape. Raise the crown by removing the lowest limb on south/west side.
Pending
P263160/AM
Non-material amendment to planning permission 241641 (Proposed works to existing Coach House to create ancillary accommodation) - amendmentto the approved design of the central stable door to improve the appearance and detailing.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining76 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-11-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,361

Population Density-

Owner Occupied56%

Age Distribution

0-15 15%16-64 70%65+ 15%

View Area Profile

Schools Nearby

Lord Scudamore Primary Academy
0.0 mi
Good
Hereford Cathedral School With A Junior School
0.3 mi
Inspected by ISI
Herefordshire Pupil Referral Service
0.4 mi
Good
St Thomas Cantilupe CofE Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.

3 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

40 Victoria Street
-
£75k
-
10C Victoria Street
-
£63k
-
14 Victoria Street
-
£61k
-
52 Victoria Street
-
£148k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN