12 White Horse Square, Hereford, HR4 0HD

UPRN:200002604123Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band CEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

12 White Horse Square, Hereford, HR4 0HD

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£299,000

£284k - £314kHigh

Estimate

£299k

Range

£284k – £314k

Rent Estimate (pcm)

£1,200

£1k - £1k

Monthly

£1,200

Yield

4.88%

Verdict

Derived from HomePortfolio scores

12 White Horse Square earns an INVESTIGATE rating with HP Score 75/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (61/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

20/ 100

Moderate

Walkability

61/ 100

Moderate

Transit & Bike

Transit 19Bike 67

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£1,200/mo

Evidenced range £1,050-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: -£165/mo
Cash on cash: -2.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£299,000

Rent Estimate (pcm)£1,200

Gross Yield4.88%

1y Growth-2.8%

3y Growth-0.3%

5y Growth+1.6%

10y Growth+4.0%

Last Sold Price£220,000 (2020-07-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0HR4 0HD

Approval Rate

-12mo

Development

low

P263196/K
T1: Sycamore, field Maple, Lilac - starting from the bin area following the boundary down the side of the building, cut back all trees from the building and light columns to give a clearance of 3-4m including lower stems from buddlia. T2: Pear - reduce in height by 2m and the side branches by 1m keeping shape. T3: Pear (opposite side to T2) - Reduce in height by approx 3m and side branches by approx 1. 5, leaving a good shape. Raise the crown by removing the lowest limb on south/west side.
Pending
P263160/AM
Non-material amendment to planning permission 241641 (Proposed works to existing Coach House to create ancillary accommodation) - amendmentto the approved design of the central stable door to improve the appearance and detailing.
Pending
P263066/F
Change of use of ground and basement floors from ancillary communal living spaces associated with the upper floor student accommodation (Sui Generis) to educational teaching space (Class F1). Alterations tothe existing shopfront and installation of non-illuminated fascia signage.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2020-07-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,361

Population Density1,855 /km²

Owner Occupied74%

Age Distribution

0-15 15%16-64 61%65+ 24%

View Area Profile

Schools Nearby

Lord Scudamore Primary Academy
0.5 mi
Good
Riverside Primary School
0.7 mi
Outstanding
The Brookfield School
0.7 mi
Inspected as The Brookfield School (URN 141487) on 12 Oct 2021
G.E.M Hereford
0.7 mi
Good

3 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

28 White Horse Square
-
£290k
-
34 White Horse Square
-
£279k
-
32 White Horse Square
-
£270k
-
7 White Horse Square
-
£250k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN