12 Highfield Court, Wigton, CA7 9DR

UPRN:200002829076Semi-Detached House2 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band BEPC: C (72)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£137,000

£124k - £151kMedium

Estimate

£137k

Range

£124k – £151k

Rent Estimate (pcm)

£500

£500 - £550

Monthly

£500

Yield

5.00%

Verdict

Derived from HomePortfolio scores

12 Highfield Court earns an INVESTIGATE rating with HP Score 60/100. Investment score 60/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

60/ 100

Moderate

Crime Score

16/ 100

Moderate

Walkability

11/ 100

Low

Transit & Bike

Transit 3Bike 11

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£120,000

At the asking price

Monthly rent£500/mo

Evidenced range £500-£550

Interest rate5.4%

Loan to value75%

Cash required: £37,300
Net cash flow: -£59/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.23 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£137,000

Rent Estimate (pcm)£500

Gross Yield5.00%

1y Growth-

3y Growth+1.6%

5y Growth+2.6%

10y Growth+4.8%

Last Sold Price£83,000 (2009-10-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CA7 9DR

Approval Rate

-12mo

Development

low

FUL/2026/0121
Replace existing front wooden windows and doors to front of building with plastic bifold windows and double doors, with the creation of new rear door into beer garden.
Pending
FUL/2026/0109
Change of use of offices to provide four residential apartments, together with the retention of Class E commercial, business and service use within part of the ground floor
Pending
FUL/2026/0066
New proposal for deck area of rear flat roof, with balustrade and wall to fit in with conservation area, retrospective planning after appeal.
Pending

View Planning Timeline

Ownership

Corporate Ownership85.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-10-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,840

Population Density1,180 /km²

Owner Occupied56%

Age Distribution

0-15 19%16-64 58%65+ 23%

View Area Profile

Schools Nearby

St Cuthbert's Catholic Primary School
0.8 mi
Inspected as St Cuthbert's Catholic Primary School (URN 112310) on 5 Mar 2020
Thomlinson Junior School
0.8 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wigton Nursery and Infant School
0.9 mi
Good
The Nelson Thomlinson School
0.9 mi
Good

1 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

20 Highfield Court
-
£145k
-
17 Highfield Court
-
£126k
-
21 Highfield Court
-
£95k
-
20 Highfield Court
-
£118k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN