Apartment 410, Hardaker Court, 319–323 Clifton Drive South, Lytham St. Annes, FY8 1HJ

UPRN:200002845129Flat/Maisonette2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band DEPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Apartment 410, Hardaker Court, 319–323 Clifton Drive South, Lytham St. Annes, FY8 1HJ

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

16 of 21 sources

Sale Estimate

£178,000

£169k - £187kHigh

Estimate

£178k

Range

£169k – £187k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

5.14%

Verdict

Derived from HomePortfolio scores

Apartment 410 earns an INVESTIGATE rating with HP Score 80/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is excellent (88/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

72/ 100

High

Crime Score

29/ 100

Moderate

Walkability

88/ 100

Excellent

Transit & Bike

Transit 27Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£175,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £54,800
Net cash flow: -£71/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£178,000

Rent Estimate (pcm)£750

Gross Yield5.14%

1y Growth-16.0%

3y Growth+1.2%

5y Growth+2.6%

10y Growth+2.9%

Last Sold Price£157,500 (2010-05-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0FY8 1HJ

Approval Rate

-12mo

Development

low

26/0635
ADVERTISEMENT CONSENT FOR ERECTION OF A NON-ILLUMINATED, DOUBLE-SIDED CAR PARK DIRECTIONAL PROJECTING SIGN
Pending
26/0604
1) CONVERSION OF LOFT SPACE AT SECOND FLOOR TO PROVIDE LIVING ACCOMMODATION INCLUDING FORMATION OF VELUX CABRIO BALCONY TO REAR ROOF SLOPE; 2) INSERTION OF ROOF LIGHTS TO FRONT ROOF SLOPE; 3) INSTALLATION OF SECOND FLOOR WINDOW IN WEST FACING SIDE ELEVATION; AND 4) ERECTION OF REPLACEMENT BALUSTRADE TO MAIN ENTRANCE STAIRCASE ON WEST FACING SIDE ELEVATION
Pending
26/0571
SINGLE STOREY REAR EXTENSION FOLLOWING DEMOLITION OF EXISTING SINGLE STOREY REAR OUTRIGGER INCLUDING EXTENSION OF EXISTING RAISED PATIO TO REAR
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining98 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2010-05-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,020

Population Density-

Owner Occupied58%

Age Distribution

0-15 8%16-64 50%65+ 42%

View Area Profile

Schools Nearby

St Anne's College Grammar School
0.2 mi
Inspected by ISI
Red Rose School
0.3 mi
Inspected by ISI
Poplar House School
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
St Annes on Sea St Thomas' Church of England Primary School
0.5 mi
-

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Hardaker Court, 319 - 323 Clifton Drive South
-
£120k
-
Hardaker Court, 319 - 323 Clifton Drive South
-
£132k
-
Hardaker Court, 319 - 323 Clifton Drive South
-
£141k
-
Hardaker Court, 319 - 323 Clifton Drive South
-
£180k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN