10 Portmarnock Close, Macclesfield, SK10 2UX

UPRN:200002856017Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

10 Portmarnock Close, Macclesfield, SK10 2UX

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£490,000

£466k - £515kHigh

Estimate

£490k

Range

£466k – £515k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

4.90%

Verdict

Derived from HomePortfolio scores

10 Portmarnock Close earns an INVESTIGATE rating with HP Score 74/100. Investment score 65/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

65/ 100

Moderate

Crime Score

3/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 6Bike 13

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£465,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £154,050
Net cash flow: -£254/mo
Cash on cash: -2.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.21 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£490,000

Rent Estimate (pcm)£1,900

Gross Yield4.90%

1y Growth-

3y Growth+0.3%

5y Growth-0.2%

10y Growth+3.3%

Last Sold Price£295,000 (2010-01-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SK10 2UX

Approval Rate

-12mo

Development

low

26/1899/NMA
Non-material amendment to application 24/2021M.
Pending
26/1571/HOUS
Proposed Single Storey Side Elevation Extensions and Pitched Roof to Replace Existing Garage Flat Roof
Pending
26/1567/DSC
Discharge of condition 9 on approval 25/2491/FUL: Full planning application for the construction of new golf practice area with eight covered bays and ball stop netting, and three new padel courts with floodlighting, including associated hard and soft landscaping works, SuDS and infrastructure.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-01-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,221

Population Density3,188 /km²

Owner Occupied93%

Age Distribution

0-15 17%16-64 60%65+ 23%

View Area Profile

Schools Nearby

Bollinbrook CofE (A) Primary School
0.5 mi
Good
Beech Hall School
0.6 mi
Inspected by ISI
Marlborough Primary School
0.6 mi
Good
Tytherington School
0.7 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Portmarnock Close
-
£545k
-
3 Portmarnock Close
-
£433k
-
19 Portmarnock Close
-
£340k
-
12 Portmarnock Close
-
£358k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN