Flat 11, Fieldgate Court, 42 Portsmouth Road, Cobham, KT11 1HN

UPRN:200002886648Flat/Maisonette2 bedsBuilt 1996-2002

LeaseholdCouncil Tax: Band EEPC: C (70)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Flat 11, Fieldgate Court, 42 Portsmouth Road, Cobham, KT11 1HN

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£400,000

£380k - £420kHigh

Estimate

£400k

Range

£380k – £420k

Rent Estimate (pcm)

£1,150

£1k - £1k

Monthly

£1,150

Yield

3.94%

Verdict

Derived from HomePortfolio scores

Flat 11 earns an INVESTIGATE rating with HP Score 48/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (16/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

48/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

79/ 100

Elevated

Walkability

16/ 100

Low

Transit & Bike

Transit 10Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,150/mo

Evidenced range £1,000-£1,300

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£385/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.97 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£400,000

Rent Estimate (pcm)£1,150

Gross Yield3.94%

1y Growth-

3y Growth-4.8%

5y Growth-1.9%

10y Growth+1.2%

Last Sold Price£299,950 (2002-06-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0KT11 1HN

Approval Rate

-12mo

Development

low

2026/2563
Confirmation of Compliance with Conditions: 3 (Parking layout) and 5 (EV charging points) of planning permission 2026/1412.
Pending
2026/2432
Front porch.
Pending
2026/2427
Part two/part single-storey rear extension, roof extension to provide rooms in the roofspace, front, rear and side rooflgihts and detached outbuilding to rear followign demolition of existing detached garage.
Pending

View Planning Timeline

Ownership

Corporate Ownership55.4%
Overseas OwnershipNo
Lease Term Remaining99 yrs
CovenantsNone
Lease TypeLeasehold
Last Ownership Change2002-06-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,607

Population Density202 /km²

Owner Occupied67%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Feltonfleet
0.5 mi
Inspected by ISI
Cobham Montessori School
0.6 mi
Outstanding
St Andrew's Church of England Primary School
0.7 mi
Inspected as St Andrew's CofE Primary School (URN 125158) on 24 Jun 2014
Notre Dame School
0.7 mi
Inspected by ISI

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Fieldgate Court, 42 Portsmouth Road
-
£310k
-
Fieldgate Court, 42 Portsmouth Road
-
£435k
-
Fieldgate Court, 42 Portsmouth Road
-
£540k
-
Fieldgate Court, 42 Portsmouth Road
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN