Watergate, The Warren, Kingswood, Tadworth, KT20 6PQ

UPRN:200002887380Detached House5 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band HEPC: D (68)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

Watergate, The Warren, Kingswood, Tadworth, KT20 6PQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,653,000

£1.57M - £1.74MHigh

Estimate

£1.65M

Range

£1.57M – £1.74M

Rent Estimate (pcm)

£5,750

£5k - £6k

Monthly

£5,750

Yield

4.12%

Verdict

Derived from HomePortfolio scores

Watergate earns an INVESTIGATE rating with HP Score 70/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

27/ 100

Low

Transit & Bike

Transit 5Bike 31

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceListing checked 6 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge1.6/15
claims [AVM -1.3% (HIGH), sold-comps +1.9%, £/sqft +1.9%] → measured edge +0.32pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 200002887380· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 18.2%· as of 24 Oct 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.75
- valuation_snapshotsrent estimate 5750/mo (range 5100-6400)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,970/mo, -52% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 6 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 310 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 6 Nov 2026
Risk & liquidity14.6/15
218 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,256,000£1,926,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,675,000

At the asking price

Monthly rent£5,750/mo

Evidenced range £5,100-£6,400

Interest rate5.4%

Loan to value75%

Cash required: £618,550
Net cash flow: -£1,672/mo
Cash on cash: -3.2%
Score at this price: 16

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200002887380Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 18.2%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 5750/mo (range 5100-6400)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 6 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 6 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 5750/mo (range 5100-6400)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 310 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,653,000

Rent Estimate (pcm)£5,750

Gross Yield4.12%

1y Growth-

3y Growth-0.3%

5y Growth-0.9%

10y Growth+1.0%

Last Sold Price£935,000 (2003-06-27)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0KT20 6PQ

Approval Rate

-12mo

Development

low

26/01642/TPO
Ash- 1.5 metres of overhang (branch) to be cut back. Aspen - 1.7 metres of an overhanging branch to be cut back. Trees are directly behind garden and severely overhanging so require pruning. Debris from the trees is damaging our furniture and the branches are strangling our shrubs/trees.
Pending
26/01796/TPO
Beech tree- Reduce up to 2m laterally all around the crown including over the road. Crown lift up to 5m. Reduce long branched rowing over the road balance as required. The works are necessary to enhance the appearance of the tree, to balance the crown and to avoid high sided vehicles damaging the tree.
Pending
26/01723/TPO
Proposed felling and removal of x1 heavily 'topped' and reduced Oak tree (No. 9) causing direct rooting damage to existing drainage infrastructure directly adjacent to dwelling and the crown reduction all over to no less than 6m radially from the trunk and crown lifting of x1 Oak tree (No. 12) formerly heavily 'topped' with mishappen crown and lower canopy impeding street furniture lighting.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-06-27
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£40,014

Population Density-

Owner Occupied83%

Age Distribution

0-15 17%16-64 57%65+ 26%

View Area Profile

Schools Nearby

Tadworth Primary School
0.4 mi
Inspected as Tadworth Primary School (URN 125296) on 20 Mar 2024
The Children's Trust School
0.5 mi
OutstandingImproving
The Surrey Teaching Centre
0.5 mi
OutstandingConcerns
Chinthurst School
0.6 mi
Inspected by ISI

1 of 9 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Perronwell The Warren
-
£1.60M
-
Devon House The Warren
-
£1.61M
-
Evelyn House The Warren
-
£2.00M
-
Warren House The Warren
-
£2.55M
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN