Holly Lodge, Mells Lane, Radstock, BA3 5SQ

UPRN:200002907730Detached House3 bedsBuilt 2003-2006

FreeholdCouncil Tax: -EPC: C (76)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Holly Lodge, Mells Lane, Radstock, BA3 5SQ

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£1,111,000

£1.00M - £1.22MMedium

Estimate

£1.11M

Range

£1.00M – £1.22M

Rent Estimate (pcm)

£3,300

£3k - £4k

Monthly

£3,300

Yield

3.44%

Verdict

Derived from HomePortfolio scores

Holly Lodge earns an INVESTIGATE rating with HP Score 61/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (7/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

16/ 100

Moderate

Walkability

7/ 100

Low

Transit & Bike

Transit 6Bike 39

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 7 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the advert has 8 bedrooms but the valuation snapshot describes 3 - an extension, conversion or HMO the evidence does not reflect, or a different home. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM -3.5% (MEDIUM), sold-comps -37.2%, £/sqft -37.2%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 200002907730· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.2%· as of 23 Oct 2026
Rental economics0/40
gross yield 3.4%; range width penalty ×0.62
- valuation_snapshotsrent estimate 3300/mo (range 2850-3800)· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -2,556/mo, -77% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 7 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 126 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 7 Nov 2026
Risk & liquidity12.8/15
382 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£862,500£1,322,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,150,000

At the asking price

Monthly rent£3,300/mo

Evidenced range £2,850-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £405,050
Net cash flow: -£1,597/mo
Cash on cash: -4.7%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.85 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 200002907730Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 15.2%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 3300/mo (range 2850-3800)Rental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 7 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 7 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3300/mo (range 2850-3800)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 126 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,111,000

Rent Estimate (pcm)£3,300

Gross Yield3.44%

1y Growth-

3y Growth+0.0%

5y Growth+2.9%

10y Growth+3.3%

Last Sold Price£385,000 (2004-09-03)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BA3 5SQ

Approval Rate

-12mo

Development

low

26/03786/TCA
T1-Ash with up to + 50% of canopy dead / dying. Reduce to standing monolith. T2-Ash showing 25 -50% of dieback in canopy. Remove 2 no. stems on lane side of tree and any remaining dead /dying branches over lane. T3-Birch, remove overhanging limbs and remove large dead pieces at top of canopy. T4-Large twin stemmed Ash, Pollard / reduce canopy by up to 3.5 meters to suitable points to prevent large extended limbs overhanging road and property from failure.
Pending
26/03552/TCA
Silver Birch T1 - crown reduction of 3m, crown lift to 5.5m.
Pending
26/03121/FUL
Erection of two storey rear extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-09-03
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density93 /km²

Owner Occupied56%

Age Distribution

0-15 21%16-64 59%65+ 20%

View Area Profile

Schools Nearby

Writhlington School
0.2 mi
Good
Somerset Studio School
0.2 mi
Good
St Mary's Church of England Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
St Nicholas Church School
0.5 mi
Good

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Huish Cottage Mells Lane
-
£475k
-
Huish House Mells Lane
-
£2.43M
-
Huish House Mells Lane
-
£1.60M
-
Holly Lodge Mells Lane
-
£385k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN