Summerdale, Barrow Road, Payhembury, Honiton, EX14 3HX

UPRN:200002912249Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: A (95)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Summerdale, Barrow Road, Payhembury, Honiton, EX14 3HX

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£423,000

£338k - £507kLow

Estimate

£423k

Range

£338k – £507k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

1.89%

Verdict

Derived from HomePortfolio scores

Summerdale earns an INVESTIGATE rating with HP Score 71/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

5/ 100

Low

Walkability

21/ 100

Low

Transit & Bike

Transit 6Bike 12

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 1.9%; range width penalty ×0.80
- valuation_snapshotsrent estimate 1500/mo (range 1350-1650)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -3,035/mo, -202% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 9 Nov 2026
Risk & liquidity9.2/15
232 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£950,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,350-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £325,050
Net cash flow: -£2,168/mo
Cash on cash: -8.0%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.47 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1500/mo (range 1350-1650)Rental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 9 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 9 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1500/mo (range 1350-1650)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£423,000

Rent Estimate (pcm)£1,500

Gross Yield1.89%

1y Growth-63.7%

3y Growth-5.1%

5y Growth-0.9%

10y Growth+1.7%

Last Sold Price£250,000 (2016-12-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1EX14 3HX

Approval Rate

-12mo

Development

low

26/1687/TRE
Reduce the height of the 3 tallest birches in the group by up to 4m, with pruning cuts of up to 8cm diameter, including removal of the topmost branch of tree A to reduce weight of the decayed section. while preserving the habitat features as far as possible See attached annotated photo to illustrate the works, dashed pink line shows approximate location of pruning, the actual location of the pruning cuts will need to be determined by the arborist carrying out the works, depending on the findings around the old pruning points
Conditions
26/1415/CPL
Certificate of lawful development for proposed increase in size of rear first floor dormer window
Pending
26/1018/VAR
Variation of condition 2 (approved plans) on planning permission 22/2776/FUL (rear infill two storey extension including glass conservatory, new garage outbuilding and external alterations to an existing garage to convert into a garden room) for a design change from glass to a timber-clad extension (to match existing), and a flat single-ply roof.
Conditions

View Planning Timeline

Ownership

Corporate Ownership70.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-12-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,154

Population Density58 /km²

Owner Occupied85%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Payhembury Church of England Primary School
0.1 mi
Good
The Wildings
1.4 mi
Good
Feniton Church of England Primary School
1.7 mi
Good
Broadhembury Church of England Primary School
2.1 mi
Inspected as Broadhembury Church of England Primary School (URN 113349) on 12 Jun 2024

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Beaumont Barrow Road
-
£285k
-
Oaklands Barrow Road
-
£530k
-
The Old Dairy Barrow Road
-
£1.04M
-
Willow Park Barrow Road
-
£585k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN