Ganwy, Towyn Road, Towyn, Abergele, LL22 9HD

UPRN:200002947658Semi-Detached House3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band EEPC: F (34)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 2y agoCrime· freshConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 5mo ago

Ganwy, Towyn Road, Towyn, Abergele, LL22 9HD

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£204,000

£163k - £244kLow

Estimate

£204k

Range

£163k – £244k

Rent Estimate (pcm)

£950

£850 - £1k

Monthly

£950

Yield

Verdict

Derived from HomePortfolio scores

Ganwy earns an INVESTIGATE rating with HP Score 58/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

No data

Transit & Bike

No data

Opportunity

Not scored as an opportunity

We will not put a number on this one.

6 live adverts with different prices, types or bedrooms on one UPRN (£21,550-£33,500) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£33,500

At the asking price

Monthly rent£950/mo

Evidenced range £850-£1,000

Interest rate5.4%

Loan to value75%

Cash required: £9,675
Net cash flow: £545/mo
Cash on cash: 67.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 8.40 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£204,000

Rent Estimate (pcm)£950

Gross Yield-

1y Growth-

3y Growth+1.2%

5y Growth+1.2%

10y Growth+4.0%

Last Sold Price£55,000 (2019-10-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseWithheld

View Full Risk Report

Planning Activity

Recent Apps

0LL22 9HD

Approval Rate

-12mo

Development

low

0/53786
Householder planning permission for a first-floor/roof extension to the main house to link to the adjacent annexe, and a rear single-storey extension to the annexe.
Pending
0/53754
Extension to Caravan Park Clubhouse building to provide a Food Servery Area and reordered external Bin Bay
Pending
0/53562
Three Year Temporary Permission for 3 pitch campervan overnight stopover
Rejected

View Planning Timeline