The Vicarage, 2 Main Road, Elvaston, Thulston, Derby, DE72 3EQ

UPRN:200003148259Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band FEPC: -

Data freshness:Listing· freshPlanning· 3mo agoOwnership· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

The Vicarage, 2 Main Road, Elvaston, Thulston, Derby, DE72 3EQ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£931,000

£838k - £1.02MMedium

Estimate

£931k

Range

£838k – £1.02M

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

28.73%

Verdict

Derived from HomePortfolio scores

The Vicarage earns an INVESTIGATE rating with HP Score 61/100. Investment score 52/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (21/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

52/ 100

Moderate

Crime Score

22/ 100

Moderate

Walkability

21/ 100

Low

Transit & Bike

Transit 5Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a other but the valuation basis is the whole house at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,350

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £2,178/mo
Cash on cash: 50.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 7.09 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£931,000

Rent Estimate (pcm)£3,950

Gross Yield28.73%

1y Growth-

3y Growth-1.2%

5y Growth+1.5%

10y Growth+4.3%

Last Sold Price£224,000 (2000-05-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5DE72 3EQ

Approval Rate

100%12mo

Development

low

DMOT/2026/1189
The pruning of a tree covered by South Derbyshire District Council Tree Preservation Order no. 9 at
Pending
DMPA/2026/0991
The variation of conditions no. 2 (Plans), 4 (Access) and 8 (Footpath) of permission ref. DMPA/2019/1119 for Approval of reserved matters for access, layout, scale, appearance and landscaping of outline permission ref. 9/2015/0998 on
Pending
DMOT/2026/0813
Approval of details required by conditions 3 (joinery details), 5 (external materials and specification), 6 (brick sample panel), 7 (eaves and verge details), 9 (rainwater goods), 11 (protection of trees and hedgerows) of permission ref. DMPA/2026/0139 relating to the erection of a garage at
Approved

View Planning Timeline